$449,900
↓ $50,000 from $499,900
Est. payment $1,992/moCalculate yours
173 Lake Street, St. Catharines, ON L2R 5Y8
451 - Downtown, St. Catharines, ON L2R 5Y8
- 4 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13153270
About this home
Welcome to 173 Lake Street, St. Catharines, a beautifully updated 4-bedroom, 2-bathroom home that blends modern upgrades with timeless charm. Nearly every aspect of this property has been renovated, including a brand-new kitchen, updated bathrooms, new electrical throughout with ESA approval, and fully refreshed interior spaces. The basement and main levels were completely redone in 2026, with the upper floor renovated in 2022, complemented by fresh interior paint in 2026 and exterior paint completed in 2022. Major mechanical updates include a new furnace and water tank installed in 2021, offering peace of mind for years to come. Outside, enjoy a freshly painted porch and a newly laid parking pad completed in 2026. This move-in-ready home is an exceptional opportunity for families, first-time buyers, or investors looking for a turnkey property in a convenient St. Catharines location.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35 x 145 Feet
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $3,144 (2025)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Carlton St & Lake St
- Direction Faces
- East
Listing
- MLS® Number
- X13153270
- Days on Market
- 151
- Listed On
- 2026-05-20
- Possession
- Flexible
- Listed By
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Features
Interior
- Water Heater Owned
Pool
- None
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $262
- Condo fees
- $0
- Estimated monthly cost
- $2,254
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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