Gurvinder Nokwal REALTOR®
For Sale Detached 151 days on market

$449,900 ↓ $50,000 from $499,900

Est. payment $1,992/moCalculate yours

173 Lake Street, St. Catharines, ON L2R 5Y8

451 - Downtown, St. Catharines, ON L2R 5Y8

  • 4 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13153270

About this home

Welcome to 173 Lake Street, St. Catharines, a beautifully updated 4-bedroom, 2-bathroom home that blends modern upgrades with timeless charm. Nearly every aspect of this property has been renovated, including a brand-new kitchen, updated bathrooms, new electrical throughout with ESA approval, and fully refreshed interior spaces. The basement and main levels were completely redone in 2026, with the upper floor renovated in 2022, complemented by fresh interior paint in 2026 and exterior paint completed in 2022. Major mechanical updates include a new furnace and water tank installed in 2021, offering peace of mind for years to come. Outside, enjoy a freshly painted porch and a newly laid parking pad completed in 2026. This move-in-ready home is an exceptional opportunity for families, first-time buyers, or investors looking for a turnkey property in a convenient St. Catharines location.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Size
1,100 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Wood
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
35 x 145 Feet
Parking
None garage · 1 total

Financial

Property Taxes
$3,144 (2025)

Location

Neighbourhood
451 - Downtown
Cross Street
Carlton St & Lake St
Direction Faces
East

Listing

MLS® Number
X13153270
Days on Market
151
Listed On
2026-05-20
Possession
Flexible
Listed By
RE/MAX NIAGARA REALTY LTD, BROKERAGE

Features

Interior

  • Water Heater Owned

Pool

  • None

Mortgage calculator

Minimum for this price: $22,495 (5%)

Amortization, years

Estimated mortgage payment

$1,992 per month

Principal and interest
$1,992
Property tax
$262
Estimated monthly cost
$2,254

Your mortgage

Mortgage amount
$359,920
Mortgage insurance
Not needed
Interest over 25 years
$237,698

Cash to close

Down payment
$89,980
Land transfer tax
$5,473
Total, before legal fees
$95,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

173 Lake Street, St. Catharines, ON L2R 5Y8 451 - Downtown, St. Catharines, ON L2R 5Y8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$449,900 173 Lake Street, St. Catharines, ON L2R 5Y8
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