$1,249,000
Est. payment $5,530/moCalculate yours
34 Martin Lane, Kearney, ON P0A 1M0
Kearney, Kearney, ON P0A 1M0
- 3 Beds
- 3 Baths
- 1,100 Sq Ft
Listing courtesy of Bracebridge Realty MLS® X13723390
About this home
Your brand-new lake escape is ready! Completed in 2026, this stunning 3-bedroom, 3-bathroom cottage sits on over 100 feet of frontage along the crystal-clear, spring-fed waters of Loon Lake, with access to Grass Lake for even more to explore. Inside, the bright open-concept main floor was made for gathering, with an additional loft offering the perfect bonus space for guests, kids, or a cozy retreat. The fully finished lower level takes entertaining to the next level with a built-in bar and plenty of room for game nights, movie nights, and après-lake evenings. Step outside to the incredible deck, spend your days on the water, then unwind in the sauna tucked right at the shoreline. Best of all, the cottage is being sold fully equipped with everything included, so you can simply arrive, unpack and start enjoying lake life from day one. Fresh, modern and ready to enjoy, this is a place for long summer days, morning swims, evenings with friends and memories that last well beyond the season.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Heat Pump (Other)
- Cooling
- Central Air
- Exterior
- Other
- Foundation
- Insulated Concrete Form
- Roof
- Shingles
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- .50-1.99 acres
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $4,289 (2026)
Location
- Neighbourhood
- Kearney
- Cross Street
- Island Lake Rd & Hazard Hill Rd
- Direction Faces
- North
Listing
- MLS® Number
- X13723390
- Days on Market
- 51
- Listed On
- 2026-08-28
- Listed By
- Bracebridge Realty
Rooms
Features
Interior
- Other
Pool
- None
- Included
- All furniture, Sauna, Stove, Fridge, Microwave, Washer, Dryer, Green "shed" in driveway,
- Excluded
- some art work
Mortgage calculator
Estimated mortgage payment
$5,530 per month
- Principal and interest
- $5,530
- Property tax
- $357
- Condo fees
- $0
- Estimated monthly cost
- $5,888
Your mortgage
- Mortgage amount
- $999,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $659,891
Cash to close
- Down payment
- $249,800
- Land transfer tax
- $21,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $271,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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