$974,000
↓ $126,000 from $1,100,000
Est. payment $4,313/moCalculate yours
25 Island 20C, Carling, ON P0G 1G0
Carling, Carling, ON P0G 1G0
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Royal LePage Team Advantage Realty MLS® X13483332
About this home
25 Island 20C-Horse Island. Experience the best of Georgian Bay living at this exceptional turnkey waterfront retreat. Set on a private 1.5-acre lot with 213 feet of pristine shoreline this property offers a rare combination of easy access, outstanding boating and a beautiful north-facing sand beach perfect for swimming, relaxing and family enjoyment. Conveniently located with quick access from nearby marinas, the property features a deep-water dock that easily accommodates both large and small boats making it an ideal base for exploring the world-renowned waters of Georgian Bay. Inside the cottage is thoughtfully designed for comfortable waterfront living. The open-concept kitchen and dining area flow seamlessly into a welcoming sunken living room creating the perfect gathering space for family and friends. Large windows bring in natural light and showcase the surrounding natural beauty. Offering three bedrooms and two full bathrooms there is plenty of room for family and guests. The cottage is being offered turnkey (see chattels list), allowing you to move in and begin enjoying cottage life immediately without the hassle of furnishing or outfitting the property. Whether you’re looking for a peaceful family retreat, a boating paradise or a place to create lasting memories on Georgian Bay this well-maintained waterfront property delivers an exceptional opportunity in one of Ontario’s most sought-after cottage destinations.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Cedar
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 213 x 505 Feet
- Parking
- Other garage
- Zoning
- WF2
Financial
- Property Taxes
- $3,571 (2026)
Location
- Neighbourhood
- Carling
- Cross Street
- Marina
- Direction Faces
- South
Listing
- MLS® Number
- X13483332
- Days on Market
- 116
- Listed On
- 2026-06-24
- Possession
- Flexible
- Listed By
- Royal LePage Team Advantage Realty
Rooms
Features
Interior
- Bar Fridge
- Built-In Oven
- Carpet Free
- Countertop Range
- Primary Bedroom - Main Floor
- Separate Heating Controls
- Storage
- Water Heater
- Water Heater Owned
- Water Treatment
- Workbench
Property
- Island
- Level
- Marina
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Fridge, stove, washer, dryer, dishwasher, microwave, bar fridge, range hood, kitchen table, kitchen chairs, kitchen island, sofa , arm chairs, coffee table, end tables, entertainment unit, shelving, beds, dressers, night stands, pots & pans, dishes, small appliances, satellite dish, TVs, smoke alarm, Co2 detectors, ceiling fans, decor lighting, window coverings, dock and dock ladder.
- Excluded
- Personal belongings
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$4,313 per month
- Principal and interest
- $4,313
- Property tax
- $298
- Condo fees
- $0
- Estimated monthly cost
- $4,610
Your mortgage
- Mortgage amount
- $779,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $514,598
Cash to close
- Down payment
- $194,800
- Land transfer tax
- $15,955
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $210,755
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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