Gurvinder Nokwal REALTOR®
For Sale Detached 46 days on market

$1,449,900

Est. payment $6,420/moCalculate yours

54 Bruce Street, Cambridge, ON N1R 2E3

Cambridge, ON N1R 2E3

  • 6 Beds
  • 5 Baths
  • 2 Garage
  • 3,500 Sq Ft

Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED MLS® X13739760

About this home

A rare opportunity to own one of Galt’s landmark stone homes. Built in 1859 by master stone masons Thomas and James Dalgleish and recently added to Cambridge’s Heritage Registry, this three-storey residence offers 4,780 sq ft, 6 bedrooms and 5 bathrooms on a generous, fully fenced lot. Character is everywhere: deep stone walls, arched window openings, original woodwork, stained glass, pocket doors, and two wood-burning fireplaces anchoring the main living spaces. Just as important, the heavy lifting is done. Over $200,000 in renovations since 2022 includes a full electrical upgrade removing knob and tube, updated plumbing, air conditioning on all three floors, refinished hardwood, and a fully renovated European-style kitchen with custom cabinetry and new appliances. The third floor is a self-contained suite with its own kitchen, bathroom, separate entrance, and a private sunroom off the bedroom. Ideal for extended family, guests, or a home office wing, it offers flexibility rarely found in a heritage property. Outside: mature trees, two covered porches, and a large detached 2-car garage. Downtown Galt, the farmers’ market, and the Grand River are a five-minute walk away. A heritage dossier prepared by architect Eric Rodrigues, Founding Principal of Boldera Architecture, accompanies the listing, providing both an assessment of the home’s architectural significance and a roadmap for its future. More than 160 years on, 54 Bruce Street is ready for its next chapter.

Property details

Overview

Property Type
Detached
Style
3-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
3,500 sqft

Interior

Bedrooms
6
Bathrooms
5
Kitchens
2
Basement
Unfinished, Full, Walk-Up

Building & Systems

Heating
Water (Gas)
Cooling
Wall Unit(s)
Exterior
Board & Batten , Stone
Foundation
Stone
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
109 x 135 Feet
Parking
Detached garage · 9 total
Zoning
R4

Financial

Property Taxes
$8,207 (2026)

Location

Cross Street
Main Street & Bruce Street
Direction Faces
North

Listing

MLS® Number
X13739760
Days on Market
46
Listed On
2026-09-02
Possession
Flexible
Listed By
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Room Level Dimensions
Bedroom 3 Second 12′ 10″ × 10′ 4″
Kitchen Main 15′ 6″ × 22′ 2″
Kitchen Third 10′ 9″ × 8′ 11″
Family Room Main 19′ 7″ × 12′ 9″
Bedroom 2 Second 10′ 6″ × 13′ 9″
Bedroom Third 15′ 9″ × 12′ 9″
Loft Third 16′ 7″ × 14′ 9″
Sunroom Third 12′ 7″ × 4′ 2″
Laundry Main 13′ 1″ × 9′ 1″
Primary Bedroom Second 19′ 9″ × 18′ 4″
Foyer Main 19′ 5″ × 16′ 1″
Bedroom Third 11′ 7″ × 12′ 3″
Living Room Main 24′ 5″ × 19′ 11″
Bedroom 4 Second 15′ 7″ × 15′ 4″
Dining Room Main 19′ 8″ × 12′ 8″

Features

Interior

  • Auto Garage Door Remote
  • In-Law Suite
  • Water Softener

Property

  • Fenced Yard
  • Hospital
  • Park
  • Place Of Worship
  • Public Transit
  • School

Pool

  • None
Included
Remote-controlled garage door opener, refrigerator, stove, dishwasher, washer and dryer on main floor, refrigerator on the third level, primary bedroom wardrobes, all electric light fixtures, bathroom mirrors.
Excluded
Primary bedroom and nursery curtains & rods, all mirrors in home (excluding bathrooms).
Rental items
Hot water heater & Viessman boiler

Mortgage calculator

Minimum for this price: $119,990 (8.28%)

Amortization, years

Estimated mortgage payment

$6,420 per month

Principal and interest
$6,420
Property tax
$684
Estimated monthly cost
$7,104

Your mortgage

Mortgage amount
$1,159,920
Mortgage insurance
Not needed
Interest over 25 years
$766,033

Cash to close

Down payment
$289,980
Land transfer tax
$25,473
Total, before legal fees
$315,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

54 Bruce Street, Cambridge, ON N1R 2E3 Cambridge, ON N1R 2E3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,449,900 54 Bruce Street, Cambridge, ON N1R 2E3
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