$824,900
↓ $25,000 from $849,900
Est. payment $3,652/moCalculate yours
97 Zaph Avenue, Toronto, ON M1C 1M9
Highland Creek, Scarborough, ON M1C 1M9
- 3 Beds
- 3 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD. MLS® E13739846
About this home
Incredible investment opportunity in Toronto’s prestigious Highland Creek! This detached property features modern updates alongside massive potential for future redevelopment. Located in a rapidly transitioning neighborhood where many older homes have been torn down and rebuilt into custom estates. Minutes to U of T Scarborough, Hwy 401, parks, & transit. Don’t miss this opportunity! VTB financing available with as little as 15% down @ 6.5%, amortized up to 50 years/interest only - no income verification or credit qualifications.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Other
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 51.5 x 127.78 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $4,005 (2026)
Location
- Neighbourhood
- Highland Creek
- Cross Street
- 401 & Meadowvale
- Direction Faces
- East
Listing
- MLS® Number
- E13739846
- Days on Market
- 54
- Listed On
- 2026-08-25
- Possession
- TBD
- Listed By
- CENTURY 21 HERITAGE GROUP LTD.
Features
Interior
- None
Pool
- None
Mortgage calculator
Estimated mortgage payment
$3,652 per month
- Principal and interest
- $3,652
- Property tax
- $334
- Condo fees
- $0
- Estimated monthly cost
- $3,986
Your mortgage
- Mortgage amount
- $659,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $435,824
Cash to close
- Down payment
- $164,980
- Land transfer tax (Ontario + Toronto)
- $25,946
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $190,926
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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