$199,000
Est. payment $881/moCalculate yours
37 Todd Lane, Tay, ON L0K 2A0
Victoria Harbour, Tay, ON L0K 2A0
Listing courtesy of CENTURY 21 B.J. ROTH REALTY LTD. MLS® S13740254
About this home
Discover the opportunity to build your dream home in the charming community of Victoria Harbour. This vacant lot, measuring just under half an acre, is the last lot to be made available in this group of lots, with three neighbouring lots already sold! Offering excellent potential for a custom residence or future investment, this property is ready to build with no holds on title. Enjoy the added benefit of no municipal water or sewer costs, as the property allows for your own well and septic system. Ideally situated in a quiet area, the lot offers a great balance of privacy and convenience, with local amenities, shops, schools, restaurants, parks, and trails all within easy reach. While not directly on the water, the property is just minutes from the shores of Georgian Bay, nearby marinas, and year-round outdoor recreation, including boating, fishing, hiking, and exploring the surrounding area. As one of the last remaining building opportunities in Victoria Harbour, this is a rare chance to secure land in an established and desirable community. With easy access to major routes, commuting to surrounding towns and cities is simple and convenient. Whether you are looking to build now or hold for the future, this property offers strong potential and long-term value in one of Simcoe County’s sought-after small-town locations.
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- New
Lot & Parking
- Lot Size
- 63 x 321 Feet
Financial
- Property Taxes
- $673 (2025)
Location
- Neighbourhood
- Victoria Harbour
- Cross Street
- Todd and Park
- Direction Faces
- South
Listing
- MLS® Number
- S13740254
- Days on Market
- 45
- Listed On
- 2026-09-03
- Possession
- flexible
- Listed By
- CENTURY 21 B.J. ROTH REALTY LTD.
Mortgage calculator
Estimated mortgage payment
$881 per month
- Principal and interest
- $881
- Property tax
- $56
- Condo fees
- $0
- Estimated monthly cost
- $937
Your mortgage
- Mortgage amount
- $159,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $105,139
Cash to close
- Down payment
- $39,800
- Land transfer tax
- $1,715
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $41,515
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.