$185,900
Est. payment $823/moCalculate yours
81 McGuire Beach Road, Kawartha Lakes, ON K0M 2B0
Carden, Kawartha Lakes, ON K0M 2B0
- 2 Beds
- 1 Baths
Listing courtesy of Royal Lepage Kawartha Lakes Realty Inc. MLS® X13732744
About this home
A Serene Retreat on the Trent-Severn Waterway! Escape to nature with this charming 2-bedroom cottage tucked among mature trees on the Trent-Severn Waterway. Located in the heart of Kawartha cottage country, this peaceful getaway offers scenic river views and a relaxed, cottage-country lifestyle that is perfect for weekend retreats (including cozy winter visits)! The open-concept layout features a spacious kitchen with water views, a warm and inviting living room with a wood stove, and a 3-piece bathroom. The property includes a steel roof, vinyl siding, and tasteful interior finishes including vinyl flooring and wood ceilings. A new 9,000L septic holding tank was installed in 2021, with a stream-fed water supply. Step outside to enjoy your coffee on the front porch, barbecue beneath the trees, or gather around a campfire under the stars. The lot includes a fresh gravel driveway, two storage sheds (one with potential as a bunkie), and a large cement holding tank installed in 2021. Water is drawn from the river, and a shared spring offers added convenience. Enjoy year-round accessibility with municipally maintained roads in all four seasons. Located minutes from the historic Kirkfield Lift Lock, and just a short drive to Orillia or the GTA, this property is your ideal seasonal escape. Please note: This property is on leased land from Parks Canada ($2,813/year). Four-season living and short-term rentals are not permitted.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Stone, Vinyl Siding
- Foundation
- Not Applicable
- Roof
- Metal, Shingles
- Water
- Other
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 75 x 250 Feet
- Parking
- None garage · 6 total
- Zoning
- RR2- Rural Residential
Financial
- Property Taxes
- $1,209 (2026)
Location
- Neighbourhood
- Carden
- Cross Street
- Kirkfield Rd./ McGuire Beach
- Direction Faces
- South
Listing
- MLS® Number
- X13732744
- Days on Market
- 47
- Listed On
- 2026-09-01
- Possession
- TBD
- Listed By
- Royal Lepage Kawartha Lakes Realty Inc.
Rooms
Features
Interior
- None
Pool
- None
- Included
- Fridge, Stove, Coleman Trailer
Mortgage calculator
Estimated mortgage payment
$823 per month
- Principal and interest
- $823
- Property tax
- $101
- Condo fees
- $0
- Estimated monthly cost
- $924
Your mortgage
- Mortgage amount
- $148,720
- Mortgage insurance
- Not needed
- Interest over 25 years
- $98,217
Cash to close
- Down payment
- $37,180
- Land transfer tax
- $1,584
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $38,764
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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