$1,350,000
↓ $100,000 from $1,450,000
Est. payment $5,978/moCalculate yours
40 Tremaine Terrace, Cobourg, ON K9A 5A8
Cobourg, Cobourg, ON K9A 5A8
- 4 Beds
- 4 Baths
- 2 Garage
- 3,500 Sq Ft
Listing courtesy of Royal LePage Frank Real Estate MLS® X13014808
About this home
Welcome to 40 Tremaine Terrace located in a prominent, exclusive, Cobourg residential neighbourhood on a quiet cul-de-sac bordering Lake Ontario. The fully fenced yard with mature maple trees & perennials provides a private oasis offering peace & tranquility overlooking Cobourg Creek & Lake Ontario. This recently renovated 4 bedroom + den, 3600 sq ft (approx) professional & stylish home offers a sleek, modern kitchen and appliances with centre island, a bright sun filled open living area which walks out to a spacious rear deck, complete with BBQ gas line. Perfect for entertaining! Main floor & second floor sophisticated Primary bedrooms with private ensuites. The bonus room above the garage makes a great gym or quiet private area for reading or reflection. New furnace 2025. The skylights, stained glass windows, fireplace, gas stove, crown mouldings, wood flooring, interlock driveway, second floor laundry, etc, are additional details suggesting a grand, thoughtful floor plan and a stunning home with attention to detail. Great value here!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 3,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Separate Entrance, Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Other
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60.02 x 203.31 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $9,245 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- Tremaine St
- Direction Faces
- North
Listing
- MLS® Number
- X13014808
- Days on Market
- 184
- Listed On
- 2026-04-17
- Possession
- TBA
- Listed By
- Royal LePage Frank Real Estate
Rooms
Features
Interior
- Auto Garage Door Remote
- In-Law Capability
- Primary Bedroom - Main Floor
- Storage
Property
- Cul de Sac/Dead End
- Fenced Yard
- Level
- Waterfront
Pool
- None
- Included
- All electric light fixtures and window treatments. Fridge in garage. Workbench in garage. Garage door opener. Hot water heater.
- Excluded
- Personal belongings.
- Rental items
- Nil
Mortgage calculator
Estimated mortgage payment
$5,978 per month
- Principal and interest
- $5,978
- Property tax
- $770
- Condo fees
- $0
- Estimated monthly cost
- $6,748
Your mortgage
- Mortgage amount
- $1,080,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $713,252
Cash to close
- Down payment
- $270,000
- Land transfer tax
- $23,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $293,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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