$1,450,000
Est. payment $6,420/moCalculate yours
1 Karsam Court, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 4 Beds
- 5 Baths
- 2,500 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13741614
About this home
Step into the heart of Niagara living with this grand 1.5-storey residence offering over 2,500 square feet of beautifully designed living space. Perfectly situated just minutes from Old Town, the lake, local wineries, and a short walk to the library and community centre, this home captures the essence of a refined and active lifestyle. An open-concept main floor sets the tone for elegant entertaining, featuring soaring vaulted ceilings, a spacious living room, and a bright, welcoming kitchen that opens onto a covered deckideal for outdoor dining and gatherings. The main-floor primary suite offers convenience and privacy with a walkout to the backyard. Each of the four bedrooms has its own private en suite, providing comfort and privacy for family and guests. A separate, self-contained in-law suite with its own entrance offers flexibility for extended family or visiting guests. Set on a deep 180-foot lot, the backyard is a private retreat with a beautiful inground pool and plenty of space to entertain or unwind. Whether hosting summer evenings under the stars or enjoying quiet mornings by the water, this home invites you to fully embrace the Niagara-on-the-Lake lifestyle.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 5
- Kitchens
- 2
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 75.8 x 185.16 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $7,468 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- Ann street and Mississauga
- Direction Faces
- West
Listing
- MLS® Number
- X13741614
- Days on Market
- 45
- Listed On
- 2026-09-03
- Listed By
- ROYAL LEPAGE NRC REALTY
Features
Interior
- In-Law Suite
Pool
- Inground
Mortgage calculator
Estimated mortgage payment
$6,420 per month
- Principal and interest
- $6,420
- Property tax
- $622
- Condo fees
- $0
- Estimated monthly cost
- $7,043
Your mortgage
- Mortgage amount
- $1,160,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $766,086
Cash to close
- Down payment
- $290,000
- Land transfer tax
- $25,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $315,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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