$795,000
↓ $105,000 from $900,000
Est. payment $3,520/moCalculate yours
522 Mississagua Road, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 2 + 1 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X12974746
About this home
Amazing bungalow with warm flooring throughout the main floor, large room sizes, and a massive lot with stunning private cultured gardens for you to enjoy! Imagine sipping your morning coffee, sun rising over your private tall cedar lined property line, birds chirping, quiet, peaceful. That’s what you get with this special property with extremely deep lot in the heart of Old Town. Two bedrooms on the main floor nicely separated for privacy with the main bath across from the primary bedroom. Separate step in shower and jacuzzi tub. So much natural light! This home is incredibly warm and inviting. Lovely updated kitchen with new built in dishwasher and professionally refinished cabinetry (2023.) The living room is large on the front of the home and the family room is on the back with an amazing brick hearth and natural gas fireplace as well as large sliding glass doors to the new composite deck (2025.) Side entry recently updated with composite deck as well (2025.) Furnace and AC replaced in 2022. The lower level has tons of space for you and/or the kids as a family room and the added lower level with basement walkout is massive and has so much potential to be an exercise room, family room, games room, bedroom, or even a small business area! There could be fantastic potential to live upstairs and use the 2nd lower level for your home based business (due diligence to be done by purchaser to ensure the zoning permits desired usage.) The grounds have been professionally groomed and cultured and they are very private. The garage is quite large with plenty of space for a workshop and storage. This bungalow is super cute and walking distance from the entertainment area, restaurants, golf, Shaw Theatre and so much more. You most definitely will not be disappointed!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Walk-Up
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 208 Feet
- Parking
- Detached garage · 7 total
Financial
- Property Taxes
- $4,373 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- Mississagua/John
- Direction Faces
- East
Listing
- MLS® Number
- X12974746
- Days on Market
- 192
- Listed On
- 2026-04-09
- Possession
- Immediately Available
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
Pool
- None
- Included
- All Appliances
Mortgage calculator
Estimated mortgage payment
$3,520 per month
- Principal and interest
- $3,520
- Property tax
- $364
- Condo fees
- $0
- Estimated monthly cost
- $3,884
Your mortgage
- Mortgage amount
- $636,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $420,026
Cash to close
- Down payment
- $159,000
- Land transfer tax
- $12,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $171,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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