Gurvinder Nokwal REALTOR®
For Sale Condo Apartment 171 days on market

$235,000 ↓ $40,000 from $275,000

Est. payment $1,041/moCalculate yours

321 Spruce Street 312, Waterloo, ON N2L 0G4

Waterloo, ON N2L 0G4

  • 1 + 1 Beds
  • 1 Baths
  • 500 Sq Ft
Map

Listing courtesy of HOMELIFE LANDMARK REALTY INC. MLS® X13062008

About this home

Excellent Investment Opportunity. 1+1 Corner Condo Unit Located In The Center Of University Town In Waterloo. Steps Away from Wilfred Laurier University, University Of Waterloo And Conestoga College. The unit features a well-designed layout, quartz countertops, premium laminate flooring throughout, in-suite laundry, and comes with furniture (sold as-is). The bright den includes two windows and can serve as a second bedroom. A weekly cleaning service costing $126.72 per month makes the unit easier to rent out and generates higher rental returns. The building offers excellent amenities, including a gym, shuttle service, keyless entry system, guest suites, a rooftop terrace, and more. The current tenant will move out on May 31, 2026. The seller is highly motivated - don’t miss out on this prime opportunity!

Property details

Overview

Property Type
Condo Apartment
Style
Apartment
For
For Sale
Status
Price Change
Size
500 sqft

Interior

Bedrooms
1 + 1
Bathrooms
1
Kitchens
1
Total Rooms
5
Basement
None

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Concrete

Lot & Parking

Parking
None garage

Financial

Property Taxes
$3,414 (2025)
Condo Fee
$705/mo
Fee Includes
CAC Included, Common Elements Included, Condo Taxes Included, Heat Included, Building Insurance Included
Pets
Yes-with Restrictions

Location

Cross Street
Columbia And King St N

Listing

MLS® Number
X13062008
Days on Market
171
Listed On
2026-04-30
Possession
Immediate
Listed By
HOMELIFE LANDMARK REALTY INC.

Rooms

Room Level Dimensions
Den Main 6′ 4″ × 9′ 3″
Kitchen Main 14′ 1″ × 8′ 2″
Bedroom Main 9′ 5″ × 12′ 7″
Living Room Main 8′ 3″ × 11′ 7″
Foyer Main 5′ 4″ × 7′ 1″

Features

Interior

  • Carpet Free
Included
Built-in Microwave, Dishwasher, Dryer, Furniture (As is), Range Hood, Refrigerator, Stove, Washer, Window Coverings

Mortgage calculator

Minimum for this price: $11,750 (5%)

Amortization, years

Estimated mortgage payment

$1,041 per month

Principal and interest
$1,041
Property tax
$284
Condo fees
$705
Estimated monthly cost
$2,030

Your mortgage

Mortgage amount
$188,000
Mortgage insurance
Not needed
Interest over 25 years
$124,159

Cash to close

Down payment
$47,000
Land transfer tax
$2,075
Total, before legal fees
$49,075
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

321 Spruce Street 312, Waterloo, ON N2L 0G4 Waterloo, ON N2L 0G4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$235,000 321 Spruce Street 312, Waterloo, ON N2L 0G4
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