$389,000
↓ $40,000 from $429,000
Est. payment $1,722/moCalculate yours
10729 Black Lake WAO, Minden Hills, ON K0M 2L1
Lutterworth, Minden Hills, ON K0M 2L1
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX Professionals North MLS® X13430088
About this home
Welcome to 10729 Black Lake, the quintessential water access escape offering an incredible authentic classic cottage experience. This charming retreat sits on a large natural lot with 100 feet of owned shoreline. Nature lovers will be absolutely blown away by the unmatched seclusion, as this property backs directly onto a 92 acre shared tract owned by the Black Lake Conservation Group. Even better, that conservation land connects seamlessly to the Queen Elizabeth II Wildlands Provincial Park, providing thousands of acres of protected wilderness right in your backyard. The main cottage boasts two bedrooms plus a spacious loft, a 3 piece bath, and a cozy living room centered around a classic wood burning fireplace (not WETT certified). Step outside to a massive screened in room facing the water, the ultimate spot to dine or unwind while enjoying peaceful lake views. The property is perfectly equipped with a septic system and multiple fire pits for evening stargazing. A brand new two bedroom bunkie provides phenomenal additional space, making it easy to comfortably host family and friends. Black Lake is clean, serene, and fantastic for fishing, but the boating opportunities are where this location truly shines. From your dock, enjoy endless navigation through Black Lake, Moore Lake, East Moore Lake, and down the scenic Gull River. Situated just a short boat ride from the main dock and minutes from the vibrant town of Minden for shopping, dining, and the local farmers market. Whether you want an adventurous family cottage or a wilderness hideaway, this turnkey gem delivers it all!
Property details
Overview
- Property Type
- Rural Residential
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers, Stone
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 256.78 Feet
- Parking
- None garage
Financial
- Property Taxes
- $1,592 (2025)
Location
- Neighbourhood
- Lutterworth
- Cross Street
- Highway 35 to Country Road to Martins Tr to landing then by boat to property.
- Direction Faces
- West
Listing
- MLS® Number
- X13430088
- Days on Market
- 129
- Listed On
- 2026-06-11
- Possession
- Flexible
- Listed By
- RE/MAX Professionals North
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater
Property
- Waterfront
Pool
- None
- Included
- Tin boat with a 9.9 HP Engine.
- Excluded
- All personal items and belongings, Pontoon Boat - available for purchase.
- Rental items
- n/a
Mortgage calculator
Estimated mortgage payment
$1,722 per month
- Principal and interest
- $1,722
- Property tax
- $133
- Condo fees
- $0
- Estimated monthly cost
- $1,855
Your mortgage
- Mortgage amount
- $311,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $205,522
Cash to close
- Down payment
- $77,800
- Land transfer tax
- $4,310
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $82,110
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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