$549,000
Est. payment $2,431/moCalculate yours
5 Thomas Street, St. Catharines, ON L2R 6L7
451 - Downtown, St. Catharines, ON L2R 6L7
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of HOMELIFE SUPERSTARS REAL ESTATE LIMITED MLS® X13663548
About this home
2 STOREY DUPLEX ZONED R3, PRIVATE PAVED DRIVE, GARAGE, DEEP LOT, MAIN FLOOR 2 BDRM APARTMENT OCCUPIED BY TENANT AND 2 BEDROOM APARTMENT ON SECOND FLOOR, PARTIAL FINISHED BASEMENT, 100 AMP HYDRO SERVICES. TO BE SOLD -AS IS- CONDITION.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35 x 120 Feet
- Parking
- None garage · 3 total
- Zoning
- R3
Financial
- Property Taxes
- $3,462 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Welland Ave
- Direction Faces
- East
Listing
- MLS® Number
- X13663548
- Days on Market
- 68
- Listed On
- 2026-08-11
- Possession
- Any
- Listed By
- HOMELIFE SUPERSTARS REAL ESTATE LIMITED
Features
Interior
- None
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,431 per month
- Principal and interest
- $2,431
- Property tax
- $289
- Condo fees
- $0
- Estimated monthly cost
- $2,719
Your mortgage
- Mortgage amount
- $439,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,056
Cash to close
- Down payment
- $109,800
- Land transfer tax
- $7,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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