$835,000
↓ $40,000 from $875,000
Est. payment $3,697/moCalculate yours
35 Cedar Bay Road, Kawartha Lakes, ON L0K 1B0
Carden, Kawartha Lakes, ON L0K 1B0
- 3 + 1 Beds
- 3 Baths
- 4 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX RIGHT MOVE MLS® X13588428
About this home
Tucked away on a quiet street and right on the school bus route, this warm and welcoming 3+1 bedroom, 3-bath waterfront home offers everything you need for comfortable, year-round lakeside living with 103 feet of water frontage and a beautiful dock extending onto Canal lake, part of the renowned Trent-Severn Waterway.Inside you will find a bright, open-concept layout, freshly painted throughout. The main floor includes three generous bedrooms, a large dining room, spacious living room, main floor laundry, and a primary suite with a 4-piece ensuite and a walkout to the back deck the perfect spot to catch gorgeous sunrises.The kitchen is updated with sleek Quartz counters (2021) and top-of-the-line Samsung appliances, including a smart fridge (2022) .Downstairs, the newly renovated basement (2025) offers plenty of extra living space, featuring a 4th bedroom, dedicated office, home gym, and a large Family/ Rec room with a cozy wood-burning stove.Outside, theres room for everyone with a driveway that fits 8-10 cars, plus an attached 2-car garage converted into a comfortable bonus space with new flooring and a heat pump. You will also find a detached shop for extra storage or a workshop.Additional highlights include a Generac generator(2022) for peace of mind this home is ready for whatever life brings.Whether you’re looking for a full-time residence or a weekend retreat, this property has the space, the views, and all the extras to make every day feel like a getaway.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 103 x 294.41 Feet
- Parking
- Attached garage · 12 total
- Zoning
- RR2
Financial
- Property Taxes
- $5,444 (2025)
Location
- Neighbourhood
- Carden
- Cross Street
- Cedar Bay / Rohallion
- Direction Faces
- East
Listing
- MLS® Number
- X13588428
- Days on Market
- 89
- Listed On
- 2026-07-21
- Possession
- Flexible Closing
- Listed By
- RE/MAX RIGHT MOVE
Rooms
Features
Interior
- Generator - Full
- In-Law Capability
- Primary Bedroom - Main Floor
- Storage
- Water Treatment
Property
- Beach
- Lake Access
- River/Stream
- School Bus Route
- Waterfront
Pool
- None
- Included
- Existing Smart Fridge , Stove , Washer , Dryer , Generac Generator , Heat Pump (Garage) , Hot Tub (As Is), Dock, Gazebo,
- Excluded
- All Personal Belongings Not Limited To, BBQ, SMOKER, PATIO FURNITURE, SWING CHAIR (living Room) PONTOON BOAT , ALL MIRRORS , LAWN MOWER, FRIDGE (GARAGE) , ALL TV WALL MOUNTS , FURNITURE , TESLA EV CHARGER
- Rental items
- Water Softener, Water Treatment
Mortgage calculator
Estimated mortgage payment
$3,697 per month
- Principal and interest
- $3,697
- Property tax
- $454
- Condo fees
- $0
- Estimated monthly cost
- $4,151
Your mortgage
- Mortgage amount
- $668,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $441,160
Cash to close
- Down payment
- $167,000
- Land transfer tax
- $13,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $180,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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