$639,000
↓ $10,000 from $649,000
Est. payment $2,829/moCalculate yours
87 Bay Street, Woodstock, ON N4S 3K7
Woodstock - South, Woodstock, ON N4S 3K7
- 4 Beds
- 3 Baths
- 3 Garage
- 1,500 Sq Ft
Listing courtesy of Century 21 Heritage House Ltd Brokerage MLS® X13710252
About this home
WITH AMPLE LIVING SPACE & DESIRABLE R2 ZONING, this property presents exciting opportunities for multigenerational living, an in-law setup, potential rental income, or a future Additional Residential Unit (buyer to complete their own due diligence). Situated on a huge 66′ x 179′ city lot, offering an exceptional amount of living space and versatility. Spacious 4 Bedroom (8 Bedroom Potential), 3 Bathroom family home showcases numerous high-quality updates and improvements throughout. The stunning custom kitchen (2023) was completely redesigned and rebuilt with a reconfigured layout, leathered granite countertops, reclaimed barn wood beam, spray foam insulation, updated electrical and plumbing, double built-in ovens, high-end appliances, and beautiful barn-style ceramic flooring. The main living areas have been thoughtfully updated, while major mechanical improvements include a steel roof, gutters and eaves (2022), as well as a new furnace and central air conditioner (2021). The finished basement adds additional living space with two rooms, a rec room, and a 2-piece bath. Step outside to a backyard retreat transformed in 2021-2022, featuring retaining walls and drainage improvements, large stone steps, a welcoming firepit area, deck, fencing, full sodding, flower gardens, and a 33′ x 19′ pool with French drain. Offering outstanding flexibility, the home includes 2 garages and parking for up to 8 vehicles. The main and second floors feature 4 bedrooms and 2 bathrooms, while the third level offers 2 bonus rooms, kitchen cabinetry for a potential kitchenette, and updated plumbing for future bathroom possibilities. A rare combination of luxury upgrades, functional living space, and an oversized lot in a convenient Woodstock location. Detailed list of Updates available.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished, Full, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66.03 x 179.4 Feet
- Parking
- Detached garage · 8 total
- Zoning
- R2
Financial
- Property Taxes
- $5,026 (2025)
Location
- Neighbourhood
- Woodstock - South
- Cross Street
- Main St and Peel St
- Direction Faces
- East
Listing
- MLS® Number
- X13710252
- Days on Market
- 54
- Listed On
- 2026-08-25
- Listed By
- Century 21 Heritage House Ltd Brokerage
Rooms
Features
Interior
- Built-In Oven
- Carpet Free
- Countertop Range
- In-Law Capability
- Rough-In Bath
- Upgraded Insulation
- Water Heater
Property
- Fenced Yard
- Park
- Public Transit
- School Bus Route
- Tiled/Drainage
Pool
- Above Ground
- Included
- Fridge, Double Oven, Built-In Range Top, Dishwasher, Wood Shelving in Garage
- Excluded
- Washer, Dryer, Metal Rack & black shelving in garage, TV mounts in Living Room & Bedroom
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,829 per month
- Principal and interest
- $2,829
- Property tax
- $419
- Condo fees
- $0
- Estimated monthly cost
- $3,248
Your mortgage
- Mortgage amount
- $511,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $337,606
Cash to close
- Down payment
- $127,800
- Land transfer tax
- $9,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $137,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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