$1,450,000
Est. payment $6,420/moCalculate yours
28 Oxford Street, Guelph, ON N1H 2M3
Downtown, Guelph, ON N1H 2M3
- 4 Beds
- 4 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of Keller Williams Home Group Realty MLS® X13752698
About this home
Timeless Character Meets Incredible Income Potential in Downtown Guelph! Welcome to this beautiful century home, ideally situated on one of downtown Guelph’s most sought-after streets. Full of charm, character, and opportunity, this exceptional property offers a rare combination of classic architecture, versatile living space, and impressive income potential. The detached garage is a standout feature, offering a legal two-bedroom apartment above-perfect for generating additional rental income, hosting extended family, or creating a comfortable multi-generational living arrangement. Inside the main home, the spacious layout is complemented by a separate entrance to the large basement, offering excellent potential for additional living space, a home office, recreation area, or future development opportunities. Upstairs, the loft provides even more possibilities, with plenty of space and potential to create a stunning primary retreat, studio, office, or additional living area tailored to your needs. Step outside and discover a beautiful backyard that feels like your own private retreat in the heart of the city. Gather with friends and family around the wood-fired pizza oven, enjoy summer evenings outdoors, and make the most of this wonderfully inviting space. Located just moments from the best of downtown Guelph, this is a rare opportunity to own a character-filled home in an exceptional location, with the added benefit of a legal secondary dwelling and plenty of future potential. A truly special property where historic charm, flexibility, income potential, and downtown living come together.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Partially Finished, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Other
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 43.33 x 105.5 Feet
- Parking
- Detached garage · 7 total
- Zoning
- R1B
Financial
- Property Taxes
- $9,099 (2026)
Location
- Neighbourhood
- Downtown
- Cross Street
- Dublin & Oxford
- Direction Faces
- North
Listing
- MLS® Number
- X13752698
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- flexible
- Listed By
- Keller Williams Home Group Realty
Rooms
Features
Interior
- Accessory Apartment
- Rough-In Bath
Pool
- None
Mortgage calculator
Estimated mortgage payment
$6,420 per month
- Principal and interest
- $6,420
- Property tax
- $758
- Condo fees
- $0
- Estimated monthly cost
- $7,179
Your mortgage
- Mortgage amount
- $1,160,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $766,086
Cash to close
- Down payment
- $290,000
- Land transfer tax
- $25,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $315,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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