Gurvinder Nokwal REALTOR®
For Sale Detached 40 days on market

$1,450,000

Est. payment $6,420/moCalculate yours

28 Oxford Street, Guelph, ON N1H 2M3

Downtown, Guelph, ON N1H 2M3

  • 4 Beds
  • 4 Baths
  • 2 Garage
  • 2,000 Sq Ft

Listing courtesy of Keller Williams Home Group Realty MLS® X13752698

About this home

Timeless Character Meets Incredible Income Potential in Downtown Guelph! Welcome to this beautiful century home, ideally situated on one of downtown Guelph’s most sought-after streets. Full of charm, character, and opportunity, this exceptional property offers a rare combination of classic architecture, versatile living space, and impressive income potential. The detached garage is a standout feature, offering a legal two-bedroom apartment above-perfect for generating additional rental income, hosting extended family, or creating a comfortable multi-generational living arrangement. Inside the main home, the spacious layout is complemented by a separate entrance to the large basement, offering excellent potential for additional living space, a home office, recreation area, or future development opportunities. Upstairs, the loft provides even more possibilities, with plenty of space and potential to create a stunning primary retreat, studio, office, or additional living area tailored to your needs. Step outside and discover a beautiful backyard that feels like your own private retreat in the heart of the city. Gather with friends and family around the wood-fired pizza oven, enjoy summer evenings outdoors, and make the most of this wonderfully inviting space. Located just moments from the best of downtown Guelph, this is a rare opportunity to own a character-filled home in an exceptional location, with the added benefit of a legal secondary dwelling and plenty of future potential. A truly special property where historic charm, flexibility, income potential, and downtown living come together.

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
New
Size
2,000 sqft

Interior

Bedrooms
4
Bathrooms
4
Kitchens
1
Basement
Partially Finished, Separate Entrance

Building & Systems

Heating
Forced Air (Gas)
Cooling
Other
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
43.33 x 105.5 Feet
Parking
Detached garage · 7 total
Zoning
R1B

Financial

Property Taxes
$9,099 (2026)

Location

Neighbourhood
Downtown
Cross Street
Dublin & Oxford
Direction Faces
North

Listing

MLS® Number
X13752698
Days on Market
40
Listed On
2026-09-08
Possession
flexible
Listed By
Keller Williams Home Group Realty

Rooms

Room Level Dimensions
Office Second 7′ 1″ × 10′ 6″
Bathroom Basement 6′ 2″ × 6′ 7″
Dining Room Main 13′ 2″ × 12′ 2″
Office Main 8′ 8″ × 8′ 2″
Other Basement 9′ 6″ × 8′ 0″
Laundry Basement 9′ 6″ × 8′ 5″
Kitchen Main 10′ 9″ × 16′ 0″
Bathroom Main 5′ 9″ × 3′ 9″
Recreation Basement 11′ 10″ × 27′ 0″
Other Basement 5′ 6″ × 8′ 0″
Bedroom 4 Second 15′ 6″ × 8′ 8″
Loft Third 19′ 9″ × 26′ 4″
Utility Room Basement 9′ 6″ × 6′ 4″
Bathroom Third 4′ 4″ × 6′ 0″
Bedroom 3 Second 9′ 9″ × 13′ 1″
Living Room Main 13′ 2″ × 12′ 2″
Bedroom Second 11′ 6″ × 9′ 5″
Bathroom Second 10′ 10″ × 11′ 8″
Bedroom 2 Second 12′ 1″ × 12′ 7″

Features

Interior

  • Accessory Apartment
  • Rough-In Bath

Pool

  • None

Mortgage calculator

Minimum for this price: $120,000 (8.28%)

Amortization, years

Estimated mortgage payment

$6,420 per month

Principal and interest
$6,420
Property tax
$758
Estimated monthly cost
$7,179

Your mortgage

Mortgage amount
$1,160,000
Mortgage insurance
Not needed
Interest over 25 years
$766,086

Cash to close

Down payment
$290,000
Land transfer tax
$25,475
Total, before legal fees
$315,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

28 Oxford Street, Guelph, ON N1H 2M3 Downtown, Guelph, ON N1H 2M3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,450,000 28 Oxford Street, Guelph, ON N1H 2M3
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