$695,000
Est. payment $3,077/moCalculate yours
10930 Front Road, Loyalist, ON K0H 2S0
Amherst Island, Loyalist, ON K0H 2S0
- 3 Beds
- 2 Baths
- 4 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13686278
About this home
Watch the birds from the windows over morning coffee, any season, in a great room built for gathering-cathedral ceiling, a wood-burning fireplace, and an efficient 2025 wood stove (WETT inspected) in an open-concept space with room for the biggest harvest table your extended family can fill. Sliding doors lead out to a deck overlooking the water. At the kitchen sink, the view shifts across the road to grazing cows in the neighbouring pasture-even the chores come with a view. This 3-bedroom, 2-full bathroom bungalow sits on a 1.72-acre lot with over 200 feet of level, swimmable waterfront on Lake Ontario and a sheltered harbour for a boat. The primary bedroom has a walk-in closet, 3-piece ensuite, and its own walkout to the deck and private hot tub-the perfect way to end the day with the lake in view. Beyond the main living space, this property is built for people who need room to work: a 527 sq ft heated workshop, a 1,654 sq ft detached garage with 240 sq ft of upper storage, plus a garden shed. The unfinished basement adds close to 1,200 sq ft of storage or future rec room potential. Recent updates include a propane furnace (2019), refinished wood floors, new sliding doors, and a new bathtub (all 2025), plus a separate electrical panel wired for a generator. Outside, perennial gardens, a vegetable garden, and an established asparagus patch round out the grounds. Set a 15 minutes ferry ride from Millhaven, Amherst Island offers a close-knit community and a quiet pace of life, with Kingston’s west end just 15 minutes down the road.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional Escape
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished, Partial Basement
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Board & Batten , Brick Front
- Foundation
- Concrete Block, Slab
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 210 x 332 Feet
- Parking
- Attached garage · 16 total
- Zoning
- SR
Financial
- Property Taxes
- $6,673 (2026)
Location
- Neighbourhood
- Amherst Island
- Cross Street
- Front Road & Emerald 40 Ft Road (1.3 km past property)
- Direction Faces
- North
Listing
- MLS® Number
- X13686278
- Days on Market
- 61
- Listed On
- 2026-08-18
- Possession
- Flexible
- Listed By
- RE/MAX FINEST REALTY INC., BROKERAGE
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- Primary Bedroom - Main Floor
- Propane Tank
- Storage
- Sump Pump
- Water Heater
- Water Treatment
- Workbench
Property
- Wooded/Treed
- Waterfront
- School Bus Route
- Greenbelt/Conservation
- Lake Access
- Rec./Commun.Centre
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher, Washer, Dryer, Microwave, Hot Tub, Small freezer in pantry.
- Excluded
- None
- Rental items
- Hot Water Tank, Propane Tank x 2
Mortgage calculator
Estimated mortgage payment
$3,077 per month
- Principal and interest
- $3,077
- Property tax
- $556
- Condo fees
- $0
- Estimated monthly cost
- $3,633
Your mortgage
- Mortgage amount
- $556,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $367,193
Cash to close
- Down payment
- $139,000
- Land transfer tax
- $10,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $149,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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