$699,900
Est. payment $3,099/moCalculate yours
456 Old Surrey Lane, Kawartha Lakes, ON K0M 1A0
Verulam, Kawartha Lakes, ON K0M 1A0
- 2 Beds
- 2 Baths
- 3 Garage
- 700 Sq Ft
Listing courtesy of EASY LIST REALTY LTD. MLS® X13751036
About this home
Visit the REALTOR website for further information about this Listing. Welcome to Victoria Place, one of Kawartha’s most desirable waterfront communities, boasting over a mile and a half of shoreline on Pigeon Lake. This brick bungalow has a walkout basement and is move in ready. Features 2 bedrooms and two bathrooms with the possibility of a third bedroom downstairs. A modern kitchen with stainless appliances awaits and includes a walkout to the rear deck. Perfect for entertaining, relaxing or enjoying summer barbecues. Pocket views of the lake and amazing Kawartha sunrise’s never get old. Bright and spacious open concept living and dining rooms, make gathering and quiet times enjoyable. The lower level is bright and dry with a family room that has a gas fireplace and relaxing views accessible from the walkout. A bright laundry room with outdoor access if you prefer to hang to dry. There is interior access to the garage from the basement, abundant storage and a dedicated furnace and utility room with a small workshop. Energy efficient forced air propane furnace (natural gas at the road), with central air/whole house heat pump and enclosed ductwork. Newer owned water heater and water softener. Enjoy time at the lake with your own dock and docking space located in the middle harbour. Victoria Place has some great amenities including 2 sandy beaches, a dog beach, boat ramp, swimming pool, pickle ball/tennis courts, clubhouse with mailroom, lawn bowling, bocce, shuffleboard, gated storage compound, storage barn, and woodland trails. Potable water supplied from community wells overseen by the City of Kawartha Lakes, irrigation drawn from Pigeon Lake and many organized activities and events within the community. Access to 5 lakes between locks right from your dock. Minutes away from Bobcaygeon for charming shops, dining and day to day amenities, and of course the Kawartha Dairy!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 200 x 110 Feet
- Parking
- Attached garage · 7 total
Financial
- Property Taxes
- $3,627 (2026)
Location
- Neighbourhood
- Verulam
- Cross Street
- South on Pigeon Lake Road, from County Road 36
- Direction Faces
- West
Listing
- MLS® Number
- X13751036
- Days on Market
- 41
- Listed On
- 2026-09-07
- Possession
- Negotiable
- Listed By
- EASY LIST REALTY LTD.
Features
Interior
- Floor Drain
- Primary Bedroom - Main Floor
- Propane Tank
- Storage
- Upgraded Insulation
- Water Heater Owned
- Water Softener
- Workbench
Property
- Beach
- Clear View
- Greenbelt/Conservation
- Waterfront
Pool
- None
- Included
- Fridge, stove, dishwasher, built in microwave, washer, dryer, extra fridge, window coverings, Covertech Shelter, 4 post car lift, 20' dock with 4' ramp
- Excluded
- Dining room light
- Rental items
- Propane tanks
Mortgage calculator
Estimated mortgage payment
$3,099 per month
- Principal and interest
- $3,099
- Property tax
- $302
- Condo fees
- $0
- Estimated monthly cost
- $3,401
Your mortgage
- Mortgage amount
- $559,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,782
Cash to close
- Down payment
- $139,980
- Land transfer tax
- $10,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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