Gurvinder Nokwal REALTOR®
For Sale Detached 75 days on market

$1,449,000 ↓ $25,000 from $1,474,000

Est. payment $6,416/moCalculate yours

431 Victoria Beach Road, Cramahe, ON K0K 1S0

Rural Cramahe, Cramahe, ON K0K 1S0

  • 4 + 3 Beds
  • 5 Baths
  • 5 Garage
  • 3,000 Sq Ft

Listing courtesy of HARVEY KALLES REAL ESTATE LTD. MLS® X13633518

About this home

Welcome to your private Colborne Estate - where luxury living meets the shores of Lake Ontario.Set on a tranquil, park-like 1.84-acre lot with your own private beach, this custom-built bungalow offers 5,074 sq ft of exceptional living space designed around 1 thing: The Lake. Floor-to-ceiling windows span the entire south side on both levels, framing unobstructed panoramic views of Lake Ontario that change with every season & every hour of the day.The 3,446 sq ft main floor features a split bedroom plan, anchored by a chef’s kitchen overlooking the water - complete with an extended island, stunning waterfall quartz counters, & seating for every friend & family member you can gather. The primary retreat includes a private sitting room, en-suite washroom & multiple large closets. 3 additional bedrooms, 2 washrooms, & a generous family room complete this layout. & for year-round wellness, a cedar-lined pool room houses an indoor swim spa with a lap current & convenient motorized cover.The lower level is a 1,628 sq ft fully finished, self-contained residence with 5 walkouts to the lake - all with floor-to-ceiling windows flooding the space with light & waterfront views. It features a full kitchen, separate laundry, & a split-bedroom layout with a primary retreat including ensuite washroom & kitchenette, plus 2 additional bedrooms & 2 washrooms. An ideal guest suite, in-law apartment, or income-generating rental.Storage & flexibility abound: a 3-car garage, plus a 4th 2 car tandem, RV or large boat garage with EV & RV charging. Workshop or storage loft above the garage, & a 3rd-floor loft with future potential for additional living space.Zoned for both family living & Bed & Breakfast use, this property presents an exceptional lifestyle opportunity or income-generating investment.All of this just 10 minutes from Highway 401, 1 hour from Toronto, steps from downtown Colborne & Brighton, minutes to Presqu’ile Provincial Park, & a scenic 30minute drive to Prince Edward County

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
16-30
Size
3,000 sqft

Interior

Bedrooms
4 + 3
Bathrooms
5
Kitchens
2
Basement
Full, Finished with Walk-Out

Building & Systems

Heating
Radiant (Gas)
Cooling
Wall Unit(s)
Exterior
Vinyl Siding, Stone
Foundation
Concrete Block
Roof
Membrane, Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
230 x 356.38 Feet
Parking
Attached garage · 24 total
Zoning
SR-HL

Financial

Property Taxes
$11,457 (2025)

Location

Neighbourhood
Rural Cramahe
Cross Street
Colton St & Hwy 2
Direction Faces
South

Listing

MLS® Number
X13633518
Days on Market
75
Listed On
2026-08-04
Possession
TBA
Listed By
HARVEY KALLES REAL ESTATE LTD.

Features

Interior

  • Accessory Apartment
  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor
  • On Demand Water Heater
  • Carpet Free
  • Water Softener
  • Water Treatment
  • Floor Drain

Property

  • Beach
  • Lake Access
  • Electric Car Charger
  • Clear View
  • Waterfront

Pool

  • Indoor
Included
All Electrical Light Fixtures. All Window Coverings. Main: Fridge, Range, Microwave, Hood fan, Dishwasher, Washer, Dryer. Lower: Range, Fridge, Washer, Dryer, Microwave Hood fan. Double-Sided Radiant Propane Fireplace. Basement Electric Fireplace, 3 Air conditioning wall units, Radiant Hot Water Tankless Heating System, Water softener, Reverse Osmosis water system on Fridge & Kitchen sink, Extremely Efficient Next Energy Geothermal Heating System, Propane Novien Water Heater, Water Softener, UV Light, Setiment Filters.
Excluded
The municipality does not have any short term rental regulations. Platforms such as AirBnB and VRBO are permitted.
Rental items
Two Propane Tanks

Mortgage calculator

Minimum for this price: $119,900 (8.27%)

Amortization, years

Estimated mortgage payment

$6,416 per month

Principal and interest
$6,416
Property tax
$955
Estimated monthly cost
$7,371

Your mortgage

Mortgage amount
$1,159,200
Mortgage insurance
Not needed
Interest over 25 years
$765,558

Cash to close

Down payment
$289,800
Land transfer tax
$25,455
Total, before legal fees
$315,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

431 Victoria Beach Road, Cramahe, ON K0K 1S0 Rural Cramahe, Cramahe, ON K0K 1S0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,449,000 431 Victoria Beach Road, Cramahe, ON K0K 1S0
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