$699,000
Est. payment $3,095/moCalculate yours
113 Victoria Beach Road, Cramahe, ON K0K 1S0
Rural Cramahe, Cramahe, ON K0K 1S0
- 3 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of eXp Realty, Brokerage MLS® X13709292
About this home
Private waterfront living awaits at 113 Victoria Beach Road! This beautifully maintained 4-season 3+1 bedroom home on the shores of Lake Ontario offers the perfect blend of comfort, character, and easy lakeside living ideal for first-time buyers, downsizers, or anyone looking for a peaceful escape without giving up convenience. The bright open concept layout features gleaming hardwood floors, a spacious living room with an efficient pellet fireplace, and a stunning maple kitchen with granite countertops. Designed for both everyday living and entertaining, the home offers a warm and inviting atmosphere throughout. Step outside to enjoy over 900 sq. ft. of waterfront decking, perfect for morning coffee, summer dinners, entertaining, or simply taking in the beautiful lake views. The large, level lot features meticulously maintained gardens, a fire pit area, a detached garage, and parking for up to 8 vehicles. A rare bonus for a waterfront property. Recent updates include a new roof in 2022, providing added peace of mind. Conveniently located just 8 minutes to Hwy 401, 14 minutes to Brighton, and 27 minutes to Cobourg, with schools and a provincial park nearby. Whether you’re ready to purchase your first home, simplify your lifestyle, or make waterfront living a reality, 113 Victoria Beach Road offers an exceptional opportunity to enjoy life by the lake.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Slab
- Roof
- Shingles
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 60 x 285 Feet
- Parking
- Detached garage · 7 total
- Zoning
- SR
Financial
- Property Taxes
- $3,641 (2025)
Location
- Neighbourhood
- Rural Cramahe
- Cross Street
- Durham St. S.
- Direction Faces
- East
Listing
- MLS® Number
- X13709292
- Days on Market
- 54
- Listed On
- 2026-08-25
- Possession
- Flexible
- Listed By
- eXp Realty, Brokerage
Rooms
Features
Interior
- Carpet Free
- Water Heater Owned
- Primary Bedroom - Main Floor
Property
- Clear View
- Cul de Sac/Dead End
- Lake/Pond
- Waterfront
Pool
- None
- Included
- Fridge, Stove, Microwave (all 2023), washer/dryer (2021), garage door opener and remotes, all water equipment, 2 kayaks, HWT.
- Excluded
- Garden Statues, Paddle Board, Staging Items & Drapes.
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $303
- Condo fees
- $0
- Estimated monthly cost
- $3,398
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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