Gurvinder Nokwal REALTOR®
For Sale Detached 40 days on market

$899,950 ↓ $49,050 from $949,000

Est. payment $3,985/moCalculate yours

96 James Street W, Cobourg, ON K9A 2K2

Cobourg, Cobourg, ON K9A 2K2

  • 4 + 1 Beds
  • 3 Baths
  • 1 Garage
  • 2,000 Sq Ft
Map

Listing courtesy of REAL ESTATE HOMEWARD MLS® X13751616

About this home

Nestled in the heart of Cobourg’s coveted Heritage District, this stunning brick Craftsman-Style Four Square home is a timeless blend of historic charm and thoughtful modern updates. Rich in character and beautifully maintained, the home showcases gleaming hardwood floors, exquisite original wood trim, leaded glass details, and all the treasured architectural features that have been lovingly preserved throughout the years.At the heart of the home is a spectacular custom Kingsmill kitchen, thoughtfully designed with premium Fisher & Paykel appliances, refined finishes, and exceptional functionality for everyday living and entertaining alike. The spacious main floor also offers a welcoming family room and convenient 2-piece powder room.Upstairs, the home features four generous bedrooms filled with warmth, natural light, and enduring character. An additional unfinished attic space complete with its own designated staircase from the second floor, presents incredible potential for future living space, a studio, or artist studio or retreat.The bright and inviting one-bedroom basement apartment with separate entrance offers excellent in-law or income potential.Perfectly situated within walking distance to Cobourg’s vibrant downtown core, boutique shopping, restaurants, and cafés, this exceptional property is also just minutes from the white sands of Victoria Beach and Cobourg’s world-class marina - the ultimate summer destination. Conveniently located only 15 minutes to Trinity College School, this is a rare opportunity to own a truly distinguished character home in one of Cobourg’s most desirable neighbourhoods.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Size
2,000 sqft

Interior

Bedrooms
4 + 1
Bathrooms
3
Kitchens
2
Basement
Finished with Walk-Out

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Brick
Foundation
Brick, Stone
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
58 x 96 Feet
Parking
Detached garage · 5 total

Financial

Property Taxes
$5,523 (2025)

Location

Neighbourhood
Cobourg
Cross Street
James St W and Bond
Direction Faces
North

Listing

MLS® Number
X13751616
Days on Market
40
Listed On
2026-09-08
Possession
TBD
Listed By
REAL ESTATE HOMEWARD

Rooms

Room Level Dimensions
Mud Room Main 12′ 5″ × 6′ 1″
Kitchen Main 14′ 6″ × 11′ 7″
Primary Bedroom Second 14′ 7″ × 9′ 10″
Family Room Main 16′ 4″ × 13′ 9″
Bedroom 4 Second 11′ 11″ × 11′ 2″
Bedroom 3 Second 12′ 11″ × 11′ 5″
Other Third 30′ 5″ × 22′ 9″
Living Room Lower 23′ 11″ × 14′ 11″
Kitchen Lower 10′ 8″ × 8′ 4″
Dining Room Main 14′ 6″ × 11′ 7″
Dining Room Lower 9′ 10″ × 5′ 9″
Bedroom Lower 13′ 1″ × 11′ 3″
Foyer Main 12′ 0″ × 10′ 6″
Bedroom 2 Second 13′ 3″ × 13′ 0″
Living Room Main 14′ 5″ × 14′ 10″
Utility Room Lower 17′ 3″ × 8′ 2″

Features

Interior

  • Accessory Apartment

Pool

  • None
Included
Inclusions:Main Floor: B/I Fridge, stove, microwave, range hood, dishwasher, gas fireplace, all light fixtures, dining room Bay window curtain rod.Lower level: Fridge, stove, dryer/range hood/microwave.2nd floor, ceiling fans, California shutters. New roof 2024.
Excluded
Barn quilt on garage, curtains and curtain rods, main bathroom mirror, blink doorbell, coat rack hook in sunroom, electric fireplace in family room, art installation on front porch, plant shelf in family room.
Rental items
None

Mortgage calculator

Minimum for this price: $64,995 (7.22%)

Amortization, years

Estimated mortgage payment

$3,985 per month

Principal and interest
$3,985
Property tax
$460
Estimated monthly cost
$4,445

Your mortgage

Mortgage amount
$719,960
Mortgage insurance
Not needed
Interest over 25 years
$475,475

Cash to close

Down payment
$179,990
Land transfer tax
$14,474
Total, before legal fees
$194,464
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

96 James Street W, Cobourg, ON K9A 2K2 Cobourg, Cobourg, ON K9A 2K2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$899,950 96 James Street W, Cobourg, ON K9A 2K2
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