Gurvinder Nokwal REALTOR®
For Sale Detached 39 days on market

$769,000

Est. payment $3,405/moCalculate yours

17 RAMSEY Street, St. Catharines, ON L2N 2K3

443 - Lakeport, St. Catharines, ON L2N 2K3

  • 2 + 2 Beds
  • 2 Baths
  • 700 Sq Ft
Map

Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13758180

About this home

Welcome to this beautifully maintained home featuring two legal units in the desirable North End of St. Catharines. Situated on a generous 60 x 110 ft lot, this charming raised mansard bungalow offers incredible versatility for homeowners, investors, or those looking for a smart way to offset their living costs. The bright and spacious upper level features 2 bedrooms, full bathroom, and a thoughtfully designed layout with comfortable living, dining, and kitchen areas. The lower level features a legal second unit with its own kitchen, 2 bedrooms, full bathroom, and cozy living space-ideal for rental income, extended family, or additional flexibility. Set on an oversized corner lot, the property also offers potential for an ADU (see site plan), subject to municipal approvals and requirements. The home could easily be enjoyed as two units or converted back into a single-family residence, giving future owners a variety of options to suit their needs. Outside, the fully fenced backyard is a wonderful private retreat, surrounded by mature trees and offering plenty of space to relax, entertain, and enjoy the outdoors. The expansive 8+ car driveway provides exceptional parking and added convenience.A well-cared-for property in a quiet, family-friendly neighbourhood, offering the rare combination of income potential, flexible living options, generous outdoor space, and future possibilities.

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
New
Approximate Age
31-50
Size
700 sqft

Interior

Bedrooms
2 + 2
Bathrooms
2
Kitchens
2
Total Rooms
11
Basement
Finished, Full, Separate Entrance

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Shingle , Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
60.4 x 110 Feet
Parking
None garage · 8 total
Zoning
R1

Financial

Property Taxes
$5,087 (2025)

Location

Neighbourhood
443 - Lakeport
Cross Street
North of Scott Street & West of Geneva
Direction Faces
East

Listing

MLS® Number
X13758180
Days on Market
39
Listed On
2026-09-09
Possession
Flexible
Listed By
REVEL Realty Inc., Brokerage

Rooms

Room Level Dimensions
Bedroom Lower 12′ 3″ × 11′ 6″
Family Room Lower 16′ 4″ × 13′ 0″
Dining Room Main 11′ 3″ × 9′ 2″
Bedroom Lower 11′ 8″ × 10′ 8″
Bathroom Main 6′ 11″ × 9′ 8″
Kitchen Lower 18′ 0″ × 15′ 8″
Kitchen Main 11′ 3″ × 11′ 1″
Bedroom Main 13′ 2″ × 10′ 2″
Living Room Main 20′ 3″ × 12′ 0″
Bedroom Main 10′ 3″ × 12′ 6″
Bathroom Lower 8′ 11″ × 5′ 0″

Features

Interior

  • In-Law Capability
  • In-Law Suite

Pool

  • None
Rental items
None

Mortgage calculator

Minimum for this price: $51,900 (6.75%)

Amortization, years

Estimated mortgage payment

$3,405 per month

Principal and interest
$3,405
Property tax
$424
Estimated monthly cost
$3,829

Your mortgage

Mortgage amount
$615,200
Mortgage insurance
Not needed
Interest over 25 years
$406,290

Cash to close

Down payment
$153,800
Land transfer tax
$11,855
Total, before legal fees
$165,655
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

17 RAMSEY Street, St. Catharines, ON L2N 2K3 443 - Lakeport, St. Catharines, ON L2N 2K3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$769,000 17 RAMSEY Street, St. Catharines, ON L2N 2K3
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