$1,149,900
↓ $10,000 from $1,159,900
Est. payment $5,092/moCalculate yours
510 Monaghan Road, Peterborough, ON K9J 5H5
Otonabee Ward 1, Peterborough, ON K9J 5H5
- 4 + 2 Beds
- 5 Baths
- 3,000 Sq Ft
Listing courtesy of Flat Rate Realty Corp. MLS® X13759436
About this home
Welcome to the home that truly has it all. 510 Monaghan Road is simply stunning, offering exceptional waterfront living on the Otonabee River with breathtaking views from almost every room. From the moment you step through the front door, you’ll appreciate the pride of ownership showcased through gleaming floors, floor-to-ceiling windows, and beautifully designed living spaces. The impressive kitchen is a showstopper with quartz countertops, built-in appliances, a large island, abundant storage, dining and breakfast areas, all overlooking the backyard and water. The stately fireplaces in both the great room and living room create warm and inviting spaces to relax while enjoying the incredible waterfront views. The main floor also features two spacious bedrooms, both with ensuite bathrooms, including a luxurious primary suite with a custom walk-through closet and heated floors in the 4-piece ensuite, laundry and a 2pb guest bath. The full lower level offers a recreation room, office, den, two additional guest rooms, 4-piece bath, workshop, ample storage, and walk-up access to the backyard. Adding even more versatility is the legal in-law suite with its own separate entrance, kitchen, living area, 4-piece bath, two bedrooms, and private deck. Centrally located with quick access to Hwy 115, amenities, transit, and walking trails, this incredible property also offers direct unobstructed waterfront access with a private dock, sandy bottom, and gradual entry - perfect for swimming and enjoying riverfront living at its finest.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 3,000 sqft
Interior
- Bedrooms
- 4 + 2
- Bathrooms
- 5
- Kitchens
- 2
- Basement
- Full, Walk-Up, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Block, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 94.33 x 170 Feet
- Parking
- Attached garage · 6 total
- Zoning
- R1R2-59
Financial
- Property Taxes
- $8,616 (2026)
Location
- Neighbourhood
- Otonabee Ward 1
- Cross Street
- MONAGHAN RD AND LANSDOWNE ST W
- Direction Faces
- East
Listing
- MLS® Number
- X13759436
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- flexible
- Listed By
- Flat Rate Realty Corp.
Rooms
Features
Interior
- Built-In Oven
- In-Law Suite
- Sump Pump
- Storage
- Water Heater
- Workbench
- Separate Hydro Meter
- Separate Heating Controls
- Primary Bedroom - Main Floor
Property
- Public Transit
- River/Stream
- School Bus Route
- Waterfront
Pool
- None
- Included
- MAIN HOUSE: FRIDGE, STOVE RANGE, BUILT-IN CONVECTION OVEN, BUILT-IN MICROWAVE, DISHWASHER, WASHER, DRYER, TWO WOODEN CABINETS IN STORAGE ROOM OFF OF THE WORKSHOP ROOM, IN-LAW SUITE: FRIDGE, STOVE, DISHWASHER, WASHER, DRYER, ALARM SYSTEM (TRENT SECURITY), ROLLER TO RAKE OUT WEEDS IN RIVER
- Excluded
- TENANTS BELONGINGS, PERSONAL CHATTEL, SAUNA, PANTRY STYLE CABINETS IN GARAGE, LOWER KITCHEN STYLE CABINETS IN GARAGE, ELECTRIC FIREPLACE IN BASEMENT, FRIDGE AND DEEP FREEZER IN BASEMENT
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$5,092 per month
- Principal and interest
- $5,092
- Property tax
- $718
- Condo fees
- $0
- Estimated monthly cost
- $5,810
Your mortgage
- Mortgage amount
- $919,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $607,533
Cash to close
- Down payment
- $229,980
- Land transfer tax
- $19,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $249,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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