Gurvinder Nokwal REALTOR®
For Sale Detached 39 days on market

$1,149,900 ↓ $10,000 from $1,159,900

Est. payment $5,092/moCalculate yours

510 Monaghan Road, Peterborough, ON K9J 5H5

Otonabee Ward 1, Peterborough, ON K9J 5H5

  • 4 + 2 Beds
  • 5 Baths
  • 3,000 Sq Ft

Listing courtesy of Flat Rate Realty Corp. MLS® X13759436

About this home

Welcome to the home that truly has it all. 510 Monaghan Road is simply stunning, offering exceptional waterfront living on the Otonabee River with breathtaking views from almost every room. From the moment you step through the front door, you’ll appreciate the pride of ownership showcased through gleaming floors, floor-to-ceiling windows, and beautifully designed living spaces. The impressive kitchen is a showstopper with quartz countertops, built-in appliances, a large island, abundant storage, dining and breakfast areas, all overlooking the backyard and water. The stately fireplaces in both the great room and living room create warm and inviting spaces to relax while enjoying the incredible waterfront views. The main floor also features two spacious bedrooms, both with ensuite bathrooms, including a luxurious primary suite with a custom walk-through closet and heated floors in the 4-piece ensuite, laundry and a 2pb guest bath. The full lower level offers a recreation room, office, den, two additional guest rooms, 4-piece bath, workshop, ample storage, and walk-up access to the backyard. Adding even more versatility is the legal in-law suite with its own separate entrance, kitchen, living area, 4-piece bath, two bedrooms, and private deck. Centrally located with quick access to Hwy 115, amenities, transit, and walking trails, this incredible property also offers direct unobstructed waterfront access with a private dock, sandy bottom, and gradual entry - perfect for swimming and enjoying riverfront living at its finest.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
3,000 sqft

Interior

Bedrooms
4 + 2
Bathrooms
5
Kitchens
2
Basement
Full, Walk-Up, Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Block, Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
94.33 x 170 Feet
Parking
Attached garage · 6 total
Zoning
R1R2-59

Financial

Property Taxes
$8,616 (2026)

Location

Neighbourhood
Otonabee Ward 1
Cross Street
MONAGHAN RD AND LANSDOWNE ST W
Direction Faces
East

Listing

MLS® Number
X13759436
Days on Market
39
Listed On
2026-09-09
Possession
flexible
Listed By
Flat Rate Realty Corp.

Rooms

Room Level Dimensions
Bathroom Main 7′ 11″ × 8′ 6″
Bathroom Basement -
Bedroom 3 Main 9′ 1″ × 16′ 8″
Office Basement 14′ 10″ × 11′ 2″
Recreation Basement 11′ 1″ × 33′ 8″
Kitchen Main 14′ 7″ × 16′ 0″
Breakfast Main 11′ 11″ × 13′ 1″
Bathroom Main 11′ 11″ × 9′ 3″
Kitchen Main 12′ 2″ × 12′ 11″
Utility Room Basement 15′ 9″ × 11′ 3″
Bathroom Main -
Great Room Main 14′ 4″ × 13′ 1″
Family Room Basement 16′ 9″ × 11′ 3″
Laundry Main 6′ 5″ × 5′ 6″
Living Room Main 14′ 7″ × 18′ 6″
Foyer Main 9′ 4″ × 7′ 2″
Bedroom 2 Main 12′ 0″ × 18′ 4″
Living Room Main 18′ 2″ × 12′ 0″
Dining Room Main 11′ 11″ × 10′ 11″
Bedroom 4 Main 11′ 9″ × 13′ 7″
Bedroom 5 Basement 15′ 9″ × 10′ 10″
Bathroom Main -
Primary Bedroom Main 12′ 6″ × 22′ 2″
Workshop Basement 10′ 4″ × 7′ 5″
Den Basement 11′ 10″ × 13′ 6″

Features

Interior

  • Built-In Oven
  • In-Law Suite
  • Sump Pump
  • Storage
  • Water Heater
  • Workbench
  • Separate Hydro Meter
  • Separate Heating Controls
  • Primary Bedroom - Main Floor

Property

  • Public Transit
  • River/Stream
  • School Bus Route
  • Waterfront

Pool

  • None
Included
MAIN HOUSE: FRIDGE, STOVE RANGE, BUILT-IN CONVECTION OVEN, BUILT-IN MICROWAVE, DISHWASHER, WASHER, DRYER, TWO WOODEN CABINETS IN STORAGE ROOM OFF OF THE WORKSHOP ROOM, IN-LAW SUITE: FRIDGE, STOVE, DISHWASHER, WASHER, DRYER, ALARM SYSTEM (TRENT SECURITY), ROLLER TO RAKE OUT WEEDS IN RIVER
Excluded
TENANTS BELONGINGS, PERSONAL CHATTEL, SAUNA, PANTRY STYLE CABINETS IN GARAGE, LOWER KITCHEN STYLE CABINETS IN GARAGE, ELECTRIC FIREPLACE IN BASEMENT, FRIDGE AND DEEP FREEZER IN BASEMENT
Rental items
HWT

Mortgage calculator

Minimum for this price: $89,990 (7.83%)

Amortization, years

Estimated mortgage payment

$5,092 per month

Principal and interest
$5,092
Property tax
$718
Estimated monthly cost
$5,810

Your mortgage

Mortgage amount
$919,920
Mortgage insurance
Not needed
Interest over 25 years
$607,533

Cash to close

Down payment
$229,980
Land transfer tax
$19,473
Total, before legal fees
$249,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

510 Monaghan Road, Peterborough, ON K9J 5H5 Otonabee Ward 1, Peterborough, ON K9J 5H5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,149,900 510 Monaghan Road, Peterborough, ON K9J 5H5
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