$1,295,000
Est. payment $5,734/moCalculate yours
98 Lynx Drive, Kearney, ON P0A 1M0
Kearney, Kearney, ON P0A 1M0
- 2 + 2 Beds
- 3 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of RE/MAX Professionals North MLS® X13442478
About this home
Welcome to the family cottage you’ve been dreaming about. Built in 2012 and positioned to enjoy the sun on Groom Lake, this exceptional four season waterfront retreat is designed for making memories year-round. The heart of the cottage is the bright, open-concept living space where soaring pine-lined ceilings, a cozy propane fireplace, and expansive lake views create the perfect gathering place for family and friends. The spacious kitchen features a large island for casual meals and conversation, while the adjoining dining area easily accommodates family gatherings. Just off the kitchen is a convenient 17’x8′ BBQ deck. From the dining area, step into the beautifully finished Muskoka Room, where the scent of fresh pine and peaceful lake views invite you to relax. Outside, the impressive 12’x56′ lakeside deck with glass railings is ideal for entertaining, sunbathing, or simply watching the kids play while hummingbirds visit the nearby feeder. The main-floor primary suite offers stunning lake views and a private ensuite, while the fully finished walkout lower level features high ceilings, a large family room, and plenty of space for guests. Built on an ICF foundation with R31 wall insulation and R50 roof insulation, this cottage is exceptionally energy efficient. A high-efficiency Napoleon furnace, central air conditioning, and a hard-wired 11 KW Generac generator ensure comfort and peace of mind in every season. The sandy shoreline is perfect for swimming and sandcastles, while the newer dock invites endless days of boating, fishing, and waterfront fun. The detached 2+ car garage, built in 2007, features spray-foam insulation, drywall, a metal roof, and a finished loft for additional guest space, hobbies, or storage. Being sold fully furnished, this turnkey waterfront property is ready to enjoy immediately. Whether it’s summer days on the lake, colourful autumn weekends, snowy winter escapes, or peaceful spring mornings, this is a place where family memories are made.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Size
- 2,500 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 3
- Kitchens
- 1
- Total Rooms
- 13
- Basement
- Walk-Out, Finished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Other
- Exterior
- Aluminum Siding
- Foundation
- Insulated Concrete Form
- Roof
- Metal, Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 207.82 x 277 Feet
- Parking
- Detached garage · 10 total
- Zoning
- WR
Financial
- Property Taxes
- $7,533 (2025)
Location
- Neighbourhood
- Kearney
- Cross Street
- Echo Ridge Rd and Lynx Dr.
- Direction Faces
- South
Listing
- MLS® Number
- X13442478
- Days on Market
- 128
- Listed On
- 2026-06-12
- Possession
- 30-60 days
- Listed By
- RE/MAX Professionals North
Rooms
Features
Interior
- Generator - Full
- Guest Accommodations
- Primary Bedroom - Main Floor
- Propane Tank
- Upgraded Insulation
- Water Purifier
Pool
- None
Mortgage calculator
Estimated mortgage payment
$5,734 per month
- Principal and interest
- $5,734
- Property tax
- $628
- Condo fees
- $0
- Estimated monthly cost
- $6,362
Your mortgage
- Mortgage amount
- $1,036,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $684,194
Cash to close
- Down payment
- $259,000
- Land transfer tax
- $22,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $281,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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