Gurvinder Nokwal REALTOR®
For Sale Detached 73 days on market

$889,900 ↓ $59,100 from $949,000

Est. payment $3,940/moCalculate yours

650 St David St, North Road, Centre Wellington, ON N1M 2K7

Fergus, Centre Wellington, ON N1M 2K7

  • 3 Beds
  • 4 Baths
  • 2,000 Sq Ft

Listing courtesy of eXp Realty MLS® X13645374

About this home

Exceptional opportunity to own a piece of local history with incredible versatility and income potential. Formerly operated as a successful bed and breakfast, this beautifully preserved century home is zoned R1B, offering potential for a bed and breakfast or home-based business. Featuring 3 bedrooms and 4 bathrooms, each bedroom upstairs has its own private ensuite, making this property ideal for hosting guests, multi-generational living, or creating a unique lifestyle opportunity. Filled with timeless character and modern conveniences, this charming home features an updated kitchen with a large centre island and walk-in pantry, original hardwood flooring upstairs, new flooring on the main floor, stunning exposed stone wall, intricate wood trim, and beautiful coffered ceilings throughout. The spacious primary suite offers a walk-in closet and a unique hidden staircase leading directly to the kitchen. Convenient main floor laundry adds everyday functionality, while the cozy sunroom provides the perfect space to relax and enjoy the views. Set on a beautifully landscaped lot, the outdoor space is truly special with English perennial gardens, a tranquil pond, a covered wraparound porch, and a spectacular outdoor stone fireplace. Thoughtful updates include a lifetime metal roof. Located within walking distance to the Grand River, restaurants, shops, parks, and trails, this remarkable property offers a rare combination of historic charm, modern comforts, and endless possibilities.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Size
2,000 sqft

Interior

Bedrooms
3
Bathrooms
4
Kitchens
1
Basement
Partial Basement

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Brick, Wood
Foundation
Stone
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
85 x 105 Feet
Parking
None garage · 5 total
Zoning
R1B

Financial

Property Taxes
$3,604 (2025)

Location

Neighbourhood
Fergus
Cross Street
BERGIN AVE and ST DAVID ST N
Direction Faces
West

Listing

MLS® Number
X13645374
Days on Market
73
Listed On
2026-08-06
Listed By
eXp Realty

Rooms

Room Level Dimensions
Living Room Main 12′ 0″ × 20′ 0″
Kitchen Main 15′ 0″ × 17′ 0″
Dining Room Main 12′ 0″ × 19′ 11″

Features

Interior

  • Water Softener
  • Sump Pump
  • Water Heater
  • Water Meter

Pool

  • None
Included
Washer, Dryer, Dishwasher, Stove, Fridge, Microwave, Water Softener
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $63,990 (7.19%)

Amortization, years

Estimated mortgage payment

$3,940 per month

Principal and interest
$3,940
Property tax
$300
Estimated monthly cost
$4,241

Your mortgage

Mortgage amount
$711,920
Mortgage insurance
Not needed
Interest over 25 years
$470,165

Cash to close

Down payment
$177,980
Land transfer tax
$14,273
Total, before legal fees
$192,253
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

650 St David St, North Road, Centre Wellington, ON N1M 2K7 Fergus, Centre Wellington, ON N1M 2K7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$889,900 650 St David St, North Road, Centre Wellington, ON N1M 2K7
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