$889,900
↓ $59,100 from $949,000
Est. payment $3,940/moCalculate yours
650 St David St, North Road, Centre Wellington, ON N1M 2K7
Fergus, Centre Wellington, ON N1M 2K7
- 3 Beds
- 4 Baths
- 2,000 Sq Ft
Listing courtesy of eXp Realty MLS® X13645374
About this home
Exceptional opportunity to own a piece of local history with incredible versatility and income potential. Formerly operated as a successful bed and breakfast, this beautifully preserved century home is zoned R1B, offering potential for a bed and breakfast or home-based business. Featuring 3 bedrooms and 4 bathrooms, each bedroom upstairs has its own private ensuite, making this property ideal for hosting guests, multi-generational living, or creating a unique lifestyle opportunity. Filled with timeless character and modern conveniences, this charming home features an updated kitchen with a large centre island and walk-in pantry, original hardwood flooring upstairs, new flooring on the main floor, stunning exposed stone wall, intricate wood trim, and beautiful coffered ceilings throughout. The spacious primary suite offers a walk-in closet and a unique hidden staircase leading directly to the kitchen. Convenient main floor laundry adds everyday functionality, while the cozy sunroom provides the perfect space to relax and enjoy the views. Set on a beautifully landscaped lot, the outdoor space is truly special with English perennial gardens, a tranquil pond, a covered wraparound porch, and a spectacular outdoor stone fireplace. Thoughtful updates include a lifetime metal roof. Located within walking distance to the Grand River, restaurants, shops, parks, and trails, this remarkable property offers a rare combination of historic charm, modern comforts, and endless possibilities.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Partial Basement
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick, Wood
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 85 x 105 Feet
- Parking
- None garage · 5 total
- Zoning
- R1B
Financial
- Property Taxes
- $3,604 (2025)
Location
- Neighbourhood
- Fergus
- Cross Street
- BERGIN AVE and ST DAVID ST N
- Direction Faces
- West
Listing
- MLS® Number
- X13645374
- Days on Market
- 73
- Listed On
- 2026-08-06
- Listed By
- eXp Realty
Rooms
Features
Interior
- Water Softener
- Sump Pump
- Water Heater
- Water Meter
Pool
- None
- Included
- Washer, Dryer, Dishwasher, Stove, Fridge, Microwave, Water Softener
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$3,940 per month
- Principal and interest
- $3,940
- Property tax
- $300
- Condo fees
- $0
- Estimated monthly cost
- $4,241
Your mortgage
- Mortgage amount
- $711,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $470,165
Cash to close
- Down payment
- $177,980
- Land transfer tax
- $14,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $192,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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