$650,000
Est. payment $2,878/moCalculate yours
406 Duke Street W, Kitchener, ON N2H 3Y5
Kitchener, ON N2H 3Y5
- 2 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Benjamins Realty Inc. MLS® X13762646
About this home
In quiet Mid-town Kitchener, you get the best of both worlds. To the north is the chic urban core of Uptown Waterloo, and to the south is Kitchener’s bustling downtown. Mid-town’s century streets wind quietly in between, lined with 100-year-old Edwardian brick homes. In the middle of this leafy neighbourhood is 406 Duke Street West, a lovely circa 1903 residence, converted into a convenient 1+1 duplex complete with a detached single-car garage. This sought-after urban location puts you within a 10-minute walk of the existing and future Transit Hub, including the LRT, GO Trains, and buses. Each one-bedroom unit features updated kitchens and hardwood flooring, a generous living space with bright windows, in-suite laundry and dedicated parking space(s). With one unit vacant as of September 31st, and the other tenant occupied, the property offers flexibility for a new owner. Live in one unit and offset your mortgage with rental income, or a straightforward addition to an investment portfolio with long-term upside.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 38.7 x 99 Feet
- Parking
- Detached garage · 5 total
- Zoning
- RES 5
Financial
- Property Taxes
- $4,035 (2026)
Location
- Cross Street
- Duke St W and Shanley
- Direction Faces
- East
Listing
- MLS® Number
- X13762646
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Flexible
- Listed By
- Benjamins Realty Inc.
Rooms
Features
Interior
- Water Softener
Property
- Fenced Yard
- Park
- Place Of Worship
- Public Transit
Pool
- None
- Included
- 2 Fridges, 2 Stoves, 2 Dishwashers, 2 Washers, 2 Dryers.
- Excluded
- Tenants belongings.
- Rental items
- Water Heater
Mortgage calculator
Estimated mortgage payment
$2,878 per month
- Principal and interest
- $2,878
- Property tax
- $336
- Condo fees
- $0
- Estimated monthly cost
- $3,214
Your mortgage
- Mortgage amount
- $520,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $343,418
Cash to close
- Down payment
- $130,000
- Land transfer tax
- $9,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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