$999,900
↓ $100,000 from $1,099,900
Est. payment $4,427/moCalculate yours
104 Carney Street, Georgian Bluffs, ON N4K 6V5
Georgian Bluffs, Georgian Bluffs, ON N4K 6V5
- 4 + 1 Beds
- 2 Baths
- 1 Garage
- 2,500 Sq Ft
Listing courtesy of Royal LePage Estate Realty MLS® X13761584
About this home
EXQUISITE GEORGIAN BLUFFS EXECUTIVE PROPERTY! Just on the outskirts of Owen Sound and close to Kelso Beach, this Exceptional Property offers the perfect blend of privacy, character, space and convenience. Set on a gorgeous 1.45-acre Private Oasis, the Beautifully Landscaped and Well-Planned Grounds are truly something special! Enjoy your own solar-heated Inground Pool w/ solar blanket, fully fenced back/side yard, separate fenced area ideal for a dog run or vegetable garden, carport with EV charging station, solid 2017 Quonset for storage, additional garage/storage near pool, mature landscaping, outdoor lighting and multiple spaces to relax and entertain-from poolside to dining under the covered canopy. The outdoor space is Incredible! Inside, this Immaculately Maintained Century Home, lovingly owned by the same family for 35 years, is filled with character and charm while offering the modern comforts that today’s family wants. With approximately 2,585 sq. ft. of functional living space, there is plenty of room for family and guests with 4 bedrooms plus a huge finished loft, large kitchen w/ maple cabinetry and dining area, living room with fireplace, spacious family room with woodstove, 2 full bathrooms and plenty of space for a home office. This is a rare property that truly offers it all-a private country-like setting with town conveniences just a short drive or bike ride away. Numerous improvements and upgrades have been completed over the years, including the back deck, soffit, fascia and eaves in 2020, with too many additional features to list here. A special home, an incredible property and a setting you’ll never want to leave. Come see why this one is so special!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Exposed Rock, Walk-Up, Unfinished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Brick, Wood
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 396 x 165 Feet
- Parking
- Carport garage · 10 total
- Zoning
- R3
Financial
- Property Taxes
- $4,512 (2025)
Location
- Neighbourhood
- Georgian Bluffs
- Cross Street
- Carney St & 16th St W
- Direction Faces
- West
Listing
- MLS® Number
- X13761584
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Flexible
- Listed By
- Royal LePage Estate Realty
Rooms
Features
Interior
- Water Heater Owned
Property
- Fenced Yard
- Hospital
- Library
- School Bus Route
- Wooded/Treed
- Electric Car Charger
Pool
- Inground
- Outdoor
- Included
- Refrigerator, Stove, Dishwasher, Microwave, Washer, Dryer, All pool equipment and accessories
- Excluded
- cast iron gate, bird houses and bird bath, some book cases, Mirror in downstairs bath to be replaced
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$4,427 per month
- Principal and interest
- $4,427
- Property tax
- $376
- Condo fees
- $0
- Estimated monthly cost
- $4,803
Your mortgage
- Mortgage amount
- $799,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $528,282
Cash to close
- Down payment
- $199,980
- Land transfer tax
- $16,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $216,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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