$450,000
Est. payment $1,993/moCalculate yours
12 Garnet Street, St. Catharines, ON L2M 5E5
445 - Facer, St. Catharines, ON L2M 5E5
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13763486
About this home
Charming North-end bungalow! This 2 bedroom home is a perfect starter or for those looking to down size. Offering 2 generous sized main floor bedrooms this gem is sure to please. The kitchen had a face lift featuring all new cabinetry, flooring, granite counters, stainless steel appliances and done tastefully in white and grey and loaded with cabinets. The cabinetry continues into the dining room for extra storage.The bathroom also had a refresh and has new cabinetry, heated floors and double sinks. A home offering a great location and loaded with charm. Easy care laminate flooring throughout the main floor. The basement is partially finished and is a great space for either storage or kids to play. This home was not flooded in 2025 and remains dry. The side entrance leads up to the kitchen or down to the basement. 2 driveway spaces with a small yard keep it practical but quaint. The location is key, so close to schools, shopping, QEW and churches. This little gem is awaiting its new owner!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space, Partial Basement, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 37.7 x 101.45 Feet
- Parking
- None garage · 2 total
- Zoning
- R2
Financial
- Property Taxes
- $2,764 (2025)
Location
- Neighbourhood
- 445 - Facer
- Cross Street
- Vine and Niagara
- Direction Faces
- South
Listing
- MLS® Number
- X13763486
- Days on Market
- 39
- Listed On
- 2026-09-09
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
- Included
- Fridge, stove, microwave, dishwasher, washer and dryer
- Rental items
- Hot water tank
Mortgage calculator
Estimated mortgage payment
$1,993 per month
- Principal and interest
- $1,993
- Property tax
- $230
- Condo fees
- $0
- Estimated monthly cost
- $2,223
Your mortgage
- Mortgage amount
- $360,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,751
Cash to close
- Down payment
- $90,000
- Land transfer tax
- $5,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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