$399,000
↓ $76,000 from $475,000
Est. payment $1,767/moCalculate yours
91 Water Acc Zone L, Carling, ON P0G 1G0
Carling, Carling, ON P0G 1G0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX Parry Sound Muskoka Realty Ltd MLS® X13505828
About this home
Discover the timeless charm of an original Georgian Bay cottage, perfectly tucked away in the sheltered channel of Collins Bay in Deep Bay. Accessible only by boat, this peaceful waterfront retreat offers direct access to the spectacular waters of Georgian Bay, where endless boating, fishing, kayaking, swimming, and island exploration await.Surrounded by mature trees for exceptional privacy, the property directly adjoins Crown land on one side, providing no immediate neighbour and countless opportunities to explore the natural beauty right from your doorstep. This is the classic Georgian Bay cottage experience that families have cherished for generations.Inside, the cottage features a bright, open-concept design with soaring ceilings that create a spacious and inviting atmosphere. A loft provides additional sleeping or living space, while the cottage offers 2+1 bedrooms, a full four-piece bathroom, and comfortable accommodations for family and guests. Step outside to the spacious deck, the perfect place to enjoy your morning coffee, relax with a good book, or unwind after a day on the water while taking in the peaceful surroundings.Whether you’re searching for your first cottage, a family getaway, or an affordable opportunity to own on one of Ontario’s most sought-after waterfront destinations, this property offers exceptional value. Enjoy the beauty, recreation, and lifestyle of world-famous Georgian Bay-without the premium price tag. NOTE: it is believed that the original septic system is past its prime and a new owner would be wise to have it replaced. It is still functioning, but is believed to be at the end of its life. BONUS! Upgraded power, including new power line, service stack, meter base, and a 200 amp capable circuit breaker board, water is supplied from the lake with a full submersible pump.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 169 x 106.47 Feet
- Parking
- None garage
- Zoning
- WF1
Financial
- Property Taxes
- $1,685 (2026)
Location
- Neighbourhood
- Carling
- Cross Street
- Fred Dubie Rd and Hwy 559
- Direction Faces
- North
Listing
- MLS® Number
- X13505828
- Days on Market
- 110
- Listed On
- 2026-06-30
- Listed By
- RE/MAX Parry Sound Muskoka Realty Ltd
Rooms
Features
Interior
- Water Treatment
Property
- Lake Access
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Appliances, furniture, turn-key except for select items of the Seller's choosing.
- Excluded
- Personal items
Mortgage calculator
Estimated mortgage payment
$1,767 per month
- Principal and interest
- $1,767
- Property tax
- $140
- Condo fees
- $0
- Estimated monthly cost
- $1,907
Your mortgage
- Mortgage amount
- $319,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $210,806
Cash to close
- Down payment
- $79,800
- Land transfer tax
- $4,460
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,260
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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