Gurvinder Nokwal REALTOR®
For Sale Detached 43 days on market

$1,398,000

Est. payment $6,190/moCalculate yours

514 King Street, Niagara-on-the-Lake, ON L0S 1J0

101 - Town, Niagara-on-the-Lake, ON L0S 1J0

  • 5 + 1 Beds
  • 4 Baths
  • 2,000 Sq Ft

Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13749122

About this home

Welcome to this unique and versatile home nestled on a fenced, treed lot backing directly onto the scenic Heritage Trail. Offering exceptional privacy and natural beauty, this property is just a short walk to Main Street shopping, world-class theatre, and renowned restaurants in charming Niagara-on-the-Lake. The main floor features a bright and spacious eat-in kitchen with ample storage, seamlessly open to the cozy family room with fireplace and sliding doors that lead to the serene backyard. A large living room with picture windows fills the space with natural light, while a separate dining room and convenient powder room complete the main living area. A standout feature of this home is the self-contained main floor apartment suite, ideal for multigenerational living, guests, or rental income. Renovated just 3 years ago, the suite includes its own bathroom, kitchenette, and fireplace, along with modern insulation, new windows, and updated siding. Upstairs, you’ll find four generously sized bedrooms, including a spacious primary suite complete with walk-in closet and luxury 4 piece bath. The basement offers even more flexibility with an additional bedroom, laundry area, and workshop space. Outside, enjoy a private, fully fenced backyard oasis featuring patios, sitting areas and sheltered dining space perfect for entertaining or unwinding in nature. Additional highlights include EV car charger, newer shingles, upgraded 200 AMP electrical panel, storage shed and new sliding back door. This is a truly unique opportunity to own a home that offers space, character, and location in one of Ontario’s most desirable communities.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
31-50
Size
2,000 sqft

Interior

Bedrooms
5 + 1
Bathrooms
4
Kitchens
2
Basement
Partially Finished, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
55 x 212.8 Feet
Parking
None garage · 8 total

Financial

Property Taxes
$6,511 (2025)

Location

Neighbourhood
101 - Town
Cross Street
MARY STREET
Direction Faces
West

Listing

MLS® Number
X13749122
Days on Market
43
Listed On
2026-09-05
Possession
TBD
Listed By
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Rooms

Room Level Dimensions
Bedroom Second 11′ 0″ × 9′ 9″
Utility Room Basement 25′ 11″ × 19′ 10″
Dining Room Main 11′ 1″ × 11′ 0″
Bedroom Main 21′ 5″ × 13′ 7″
Primary Bedroom Second 16′ 9″ × 11′ 0″
Kitchen Main 11′ 4″ × 10′ 1″
Family Room Main 13′ 0″ × 12′ 11″
Breakfast Main 11′ 5″ × 7′ 1″
Powder Room Main 4′ 11″ × 3′ 3″
Living Room Main 16′ 8″ × 11′ 3″
Bathroom Second -
Bathroom Main 7′ 9″ × 6′ 5″
Foyer Main 11′ 3″ × 10′ 4″
Bedroom Basement 13′ 8″ × 10′ 10″
Foyer Main 7′ 7″ × 6′ 5″
Bedroom Second 11′ 5″ × 11′ 3″
Kitchen Main 8′ 3″ × 8′ 1″
Bathroom Second -
Utility Room Basement 15′ 11″ × 11′ 1″
Bedroom Second 13′ 4″ × 9′ 10″

Features

Interior

  • Accessory Apartment
  • In-Law Capability
  • In-Law Suite

Property

  • Fenced Yard
  • Electric Car Charger
  • Wooded/Treed

Pool

  • None
Rental items
HOT WATER HEATER

Mortgage calculator

Minimum for this price: $114,800 (8.21%)

Amortization, years

Estimated mortgage payment

$6,190 per month

Principal and interest
$6,190
Property tax
$543
Estimated monthly cost
$6,733

Your mortgage

Mortgage amount
$1,118,400
Mortgage insurance
Not needed
Interest over 25 years
$738,612

Cash to close

Down payment
$279,600
Land transfer tax
$24,435
Total, before legal fees
$304,035
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

514 King Street, Niagara-on-the-Lake, ON L0S 1J0 101 - Town, Niagara-on-the-Lake, ON L0S 1J0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,398,000 514 King Street, Niagara-on-the-Lake, ON L0S 1J0
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