$549,900
Est. payment $2,435/moCalculate yours
50 Sparta Street, St. Thomas, ON N5R 5G9
St. Thomas, St. Thomas, ON N5R 5G9
- 2 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of THE REALTY FIRM INC. MLS® X13767910
About this home
Beautifully transformed with thoughtful updates from top to bottom, this turn-key Craftsman-style bungalow offers the character buyers love with the confidence of quality workmanship throughout. Ideal for empty nesters, downsizers, first-time buyers or mature families, the home features 2+1 bedrooms, 2 full bathrooms and flexible living space across both levels. Mature landscaping, stone-accented entry, front patio and long asphalt driveway (2021) create inviting curb appeal. Inside, the open-concept main level features engineered hardwood, LED pot lights, transom windows and custom built-ins extending from the living room into the kitchen. Dovetailed cabinetry, quartz countertops, stainless steel appliances with gas stove and hammered copper farmhouse sink complete the kitchen. The 4-piece main bath features quartz counters, penny tile flooring and subway tile feature wall. The primary bedroom has been converted to include a walk-in closet and cozy reading nook with built-in shelving, while a second bedroom completes the main level. Downstairs offers generous finished living space with LVP flooring, built-in seating and wall storage - perfect for games, lounging, entertaining or family space. A third bedroom with egress window, 3-piece bath and finished laundry room with extensive cabinetry, counter space and utility sink add versatility. Outside, enjoy a fully fenced backyard, mature trees, spacious paving stone patio, raised seating area, storage shed and plenty of green space. Major systems have been thoughtfully updated by the current owners, including the entire home being rewired, new ductwork, furnace, AC, most windows, upgraded wall and attic insulation with spray foam and R60, gutter guards and more. Walking distance to St. Thomas-Elgin General Hospital, parks, schools, shopping, restaurants and everyday amenities. This special home must be seen to be truly appreciated.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Board & Batten
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 56.72 x 94.41 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $3,117 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Sparta St and Aldborough Ave.
- Direction Faces
- East
Listing
- MLS® Number
- X13767910
- Days on Market
- 38
- Listed On
- 2026-09-10
- Possession
- 60-90 days/Flexible
- Listed By
- THE REALTY FIRM INC.
Rooms
Features
Interior
- Carpet Free
- Central Vacuum
- Water Heater Owned
Property
- Place Of Worship
- Park
- Hospital
- School
- Library
- Rec./Commun.Centre
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher, Washer, Dryer.
- Excluded
- Freezer
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $260
- Condo fees
- $0
- Estimated monthly cost
- $2,695
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.