$299,999
↓ $29,901 from $329,900
Est. payment $1,328/moCalculate yours
38 Oak Street, Kawartha Lakes, ON K0M 1N0
Fenelon Falls, Kawartha Lakes, ON K0M 1N0
Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD. MLS® X13076758
About this home
$66,916 REDEVELOPMENT CREDIT + POSSIBLE VENDOR TAKE BACK FINANCING. On August 25, 2026, City of Kawartha Lakes Council extended the redevelopment credit availability period for 38 Oak Street to December 31, 2027. If a building permit is obtained by that date, the $66,916 in development charges would be fully offset by the redevelopment credit, subject to municipal confirmation. The sellers may also consider a Vendor Take Back (VTB) mortgage for qualified buyers, creating an attractive opportunity for builders, investors, and end users. Rare 66 x 151 ft cleared building lot situated on a charming heritage street in the heart of Fenelon Falls, ideally suited for a custom home, luxury retreat, or investment project. Municipal water, sewer, hydro, and natural gas services are available on the street for future reconnection, adding convenience and value for redevelopment. Set on a quiet dead-end street, the property offers partial Cameron Lake views, beautiful sunset exposure, and a highly desirable walkable location. Enjoy a 1-minute walk to the public beach and nearby boat launch, plus approximately 2 minutes to downtown Fenelon Falls, with boutique shops, restaurants, cafés, patios, and year-round amenities .A substantial 24′ x 30′ detached garage with concrete floor remains on site, providing valuable storage, workshop space, or potential integration into future redevelopment plans.
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- Price Change
Lot & Parking
- Lot Size
- 65.54 x 151.53 Feet
- Parking
- Detached garage · 4 total
Financial
- Property Taxes
- $927 (2025)
Location
- Neighbourhood
- Fenelon Falls
- Cross Street
- Linday St & Mary St
- Direction Faces
- East
Listing
- MLS® Number
- X13076758
- Days on Market
- 168
- Listed On
- 2026-05-03
- Listed By
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Features
- Included
- No
- Excluded
- No
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,328 per month
- Principal and interest
- $1,328
- Property tax
- $77
- Condo fees
- $0
- Estimated monthly cost
- $1,406
Your mortgage
- Mortgage amount
- $239,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $158,500
Cash to close
- Down payment
- $60,000
- Land transfer tax
- $2,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $62,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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