Gurvinder Nokwal REALTOR®
For Sale Detached 38 days on market

$599,000

Est. payment $2,652/moCalculate yours

1082 Cowan Park Road 3, Muskoka Lakes, ON P0B 1M0

Watt, Muskoka Lakes, ON P0B 1M0

  • 2 Beds
  • 1 Baths
Map

Listing courtesy of eXp Realty MLS® X13769168

About this home

What a view! Enjoy full-day sunshine and a coveted south-east exposure from this charming 3-season waterfront cottage on beautiful Three Mile Lake in Utterson, set on approximately acre with 110 feet of frontage and offering classic Muskoka lakefront living in a peaceful, natural setting. This inviting property delivers the true cottage experience with excellent swimming right off the dock or sandy shore, boating and paddling across the lake, and outstanding fishing opportunities for bass and walleye, all from your own shoreline. The cottage features 2 bedrooms plus a 1 bathroom layout, along with additional sleeping accommodations in both an interior bunk-nook and a separate shed bunkie, making it ideal for hosting extended family and friends. Recent upgrades provide added comfort and value, including a brand-new dock system, upgraded electrical panel, and an on-demand hot water tank, allowing for easier extended stays throughout the season. Outdoor living is fully embraced here with a spacious waterfront deck overlooking the lake, a firepit area perfect for evening gatherings, and a floating dock system designed for swimming, lounging, and enjoying long summer days. A rare bonus is ownership of land on both sides of Cowan Park Road, offering added flexibility and privacy, while a boundary survey is available for peace of mind. With quick closing available, this property is ready for immediate enjoyment this season. Three Mile Lake is known for its clean water, quiet cottage atmosphere, and scenic, lightly developed shoreline, providing a more relaxed Muskoka experience compared to larger, busier lakes while still offering great boating and exploration. Conveniently located within easy reach of Port Carling, Bracebridge, Rosseau, and Huntsville, this property offers the perfect balance of privacy, accessibility, and authentic Muskoka cottage lifestyle.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
< 700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Other (Other)
Cooling
None
Exterior
Wood
Foundation
Piers
Roof
Asphalt Rolled
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
110 x 306 Feet
Parking
None garage · 3 total
Zoning
WR4, RU1

Financial

Property Taxes
$1,889 (2025)

Location

Neighbourhood
Watt
Cross Street
Cowan Park Road/Windermere Road
Direction Faces
South

Listing

MLS® Number
X13769168
Days on Market
38
Listed On
2026-09-10
Possession
21 Days
Listed By
eXp Realty

Rooms

Room Level Dimensions
Bedroom 2 Main 7′ 10″ × 7′ 1″
Other Main 3′ 7″ × 6′ 0″
Living Room Main 11′ 3″ × 16′ 8″
Bathroom Main 7′ 10″ × 5′ 7″
Kitchen Main 11′ 3″ × 11′ 1″
Bedroom Main 7′ 10″ × 8′ 0″

Features

Interior

  • On Demand Water Heater
  • Water Heater Owned

Property

  • Lake/Pond
  • Waterfront
  • Wooded/Treed
  • Marina
  • Lake Access
  • Beach

Pool

  • None

Mortgage calculator

Minimum for this price: $34,900 (5.83%)

Amortization, years

Estimated mortgage payment

$2,652 per month

Principal and interest
$2,652
Property tax
$157
Estimated monthly cost
$2,810

Your mortgage

Mortgage amount
$479,200
Mortgage insurance
Not needed
Interest over 25 years
$316,473

Cash to close

Down payment
$119,800
Land transfer tax
$8,455
Total, before legal fees
$128,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1082 Cowan Park Road 3, Muskoka Lakes, ON P0B 1M0 Watt, Muskoka Lakes, ON P0B 1M0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,000 1082 Cowan Park Road 3, Muskoka Lakes, ON P0B 1M0
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