$599,900
Est. payment $2,656/moCalculate yours
21 CHURCH Street, Penetanguishene, ON L9M 1A9
Penetanguishene, Penetanguishene, ON L9M 1A9
- 2 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of Cody Smith Real Estate Brokerage MLS® S13668244
About this home
WELCOME TO 21 CHURCH STREET IN THE BEAUTIFUL TOWN OF PENETANGUISHENE! BUILT IN 2012, THIS RAISED BUNGALOW OFFERS A SPACIOUS AND FLEXIBLE DESIGN WITH TWO KITCHENS, MAKING IT IDEAL FOR MULTI-GENERATIONAL LIVING OR LARGE FAMILIES.THE MAIN LEVEL, WITH 844 SQ. FT., FEATURES THE FIRST KITCHEN, 2 BEDROOMS, AND A 4-PIECE BATH, ACCESSED CONVENIENTLY FROM THE GROUND-LEVEL FRONT ENTRANCE. THE UPPER LEVEL, WITH 951 SQ. FT., HAS ITS OWN PRIVATE BACK ENTRANCE VIA DEDICATED STAIRS AND INCLUDES THE SECOND KITCHEN, 2 BEDROOMS, A 4-PIECE BATH, SECONDARY LAUNDRY HOOK-UP, AND A QUAINT OFFICE/FLEX SPACE. OUTSIDE, ENJOY A LOW-MAINTENANCE YARD AND THE BONUS OF A STORAGE SHED INCLUDED WITH THE PROPERTY, ALSO ENJOY A WALKOUT BASEMENT & NO STEP ENTRY. LOCATED JUST 45 MINUTES TO BARRIE, UNDER AN HOUR TO ORILLIA, AND ABOUT 90 MINUTES TO TORONTO, WITH SCHOOLS, SHOPPING, PARKS, AND THE SHORES OF GEORGIAN BAY ONLY MINUTES AWAY, THIS HOME PERFECTLY COMBINES SMALL-TOWN CHARM WITH EASY ACCESS TO CITY AMENITIES. BOOK YOUR PERSONAL TOUR TODAY!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Finished with Walk-Out, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Brick Veneer
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 96.98 x 115.65 Feet
- Parking
- None garage · 4 total
- Zoning
- R1 & WHPA
Financial
- Property Taxes
- $3,561 (2025)
Location
- Neighbourhood
- Penetanguishene
- Cross Street
- FOX STREET AND ROBERT STREET EAST
- Direction Faces
- East
Listing
- MLS® Number
- S13668244
- Days on Market
- 67
- Listed On
- 2026-08-12
- Possession
- FLEXIBLE
- Listed By
- Cody Smith Real Estate Brokerage
Rooms
Features
Interior
- Accessory Apartment
- In-Law Suite
- In-Law Capability
Property
- Beach
- Lake Access
- Marina
- Park
- Library
- School
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,656 per month
- Principal and interest
- $2,656
- Property tax
- $297
- Condo fees
- $0
- Estimated monthly cost
- $2,953
Your mortgage
- Mortgage amount
- $479,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,948
Cash to close
- Down payment
- $119,980
- Land transfer tax
- $8,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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