Gurvinder Nokwal REALTOR®
For Sale Detached 67 days on market

$599,900

Est. payment $2,656/moCalculate yours

21 CHURCH Street, Penetanguishene, ON L9M 1A9

Penetanguishene, Penetanguishene, ON L9M 1A9

  • 2 + 2 Beds
  • 2 Baths
  • 700 Sq Ft

Listing courtesy of Cody Smith Real Estate Brokerage MLS® S13668244

About this home

WELCOME TO 21 CHURCH STREET IN THE BEAUTIFUL TOWN OF PENETANGUISHENE! BUILT IN 2012, THIS RAISED BUNGALOW OFFERS A SPACIOUS AND FLEXIBLE DESIGN WITH TWO KITCHENS, MAKING IT IDEAL FOR MULTI-GENERATIONAL LIVING OR LARGE FAMILIES.THE MAIN LEVEL, WITH 844 SQ. FT., FEATURES THE FIRST KITCHEN, 2 BEDROOMS, AND A 4-PIECE BATH, ACCESSED CONVENIENTLY FROM THE GROUND-LEVEL FRONT ENTRANCE. THE UPPER LEVEL, WITH 951 SQ. FT., HAS ITS OWN PRIVATE BACK ENTRANCE VIA DEDICATED STAIRS AND INCLUDES THE SECOND KITCHEN, 2 BEDROOMS, A 4-PIECE BATH, SECONDARY LAUNDRY HOOK-UP, AND A QUAINT OFFICE/FLEX SPACE. OUTSIDE, ENJOY A LOW-MAINTENANCE YARD AND THE BONUS OF A STORAGE SHED INCLUDED WITH THE PROPERTY, ALSO ENJOY A WALKOUT BASEMENT & NO STEP ENTRY. LOCATED JUST 45 MINUTES TO BARRIE, UNDER AN HOUR TO ORILLIA, AND ABOUT 90 MINUTES TO TORONTO, WITH SCHOOLS, SHOPPING, PARKS, AND THE SHORES OF GEORGIAN BAY ONLY MINUTES AWAY, THIS HOME PERFECTLY COMBINES SMALL-TOWN CHARM WITH EASY ACCESS TO CITY AMENITIES. BOOK YOUR PERSONAL TOUR TODAY!

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
New
Approximate Age
6-15
Size
700 sqft

Interior

Bedrooms
2 + 2
Bathrooms
2
Kitchens
2
Basement
Finished with Walk-Out, Separate Entrance

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding, Brick Veneer
Foundation
Poured Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
96.98 x 115.65 Feet
Parking
None garage · 4 total
Zoning
R1 & WHPA

Financial

Property Taxes
$3,561 (2025)

Location

Neighbourhood
Penetanguishene
Cross Street
FOX STREET AND ROBERT STREET EAST
Direction Faces
East

Listing

MLS® Number
S13668244
Days on Market
67
Listed On
2026-08-12
Possession
FLEXIBLE
Listed By
Cody Smith Real Estate Brokerage

Rooms

Room Level Dimensions
Kitchen Second 8′ 11″ × 9′ 0″
Kitchen Main 11′ 1″ × 11′ 6″
Bathroom Main 7′ 9″ × 4′ 1″
Bedroom Second 9′ 9″ × 8′ 1″
Living Room Main 15′ 5″ × 13′ 1″
Bedroom Main 11′ 2″ × 9′ 1″
Utility Room Main 7′ 9″ × 7′ 10″
Primary Bedroom Second 16′ 7″ × 11′ 8″
Office Second 6′ 2″ × 5′ 5″
Primary Bedroom Main 9′ 1″ × 15′ 6″
Bathroom Second 8′ 1″ × 7′ 6″
Living Room Second 14′ 10″ × 16′ 0″
Dining Room Second 13′ 8″ × 12′ 6″

Features

Interior

  • Accessory Apartment
  • In-Law Suite
  • In-Law Capability

Property

  • Beach
  • Lake Access
  • Marina
  • Park
  • Library
  • School

Pool

  • None

Mortgage calculator

Minimum for this price: $34,990 (5.83%)

Amortization, years

Estimated mortgage payment

$2,656 per month

Principal and interest
$2,656
Property tax
$297
Estimated monthly cost
$2,953

Your mortgage

Mortgage amount
$479,920
Mortgage insurance
Not needed
Interest over 25 years
$316,948

Cash to close

Down payment
$119,980
Land transfer tax
$8,473
Total, before legal fees
$128,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

21 CHURCH Street, Penetanguishene, ON L9M 1A9 Penetanguishene, Penetanguishene, ON L9M 1A9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,900 21 CHURCH Street, Penetanguishene, ON L9M 1A9
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