$979,000
Est. payment $4,335/moCalculate yours
45 Sheppard Street, Severn, ON L0K 1E0
Coldwater, Severn, ON L0K 1E0
- 3 + 2 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE MLS® S13737496
About this home
Top 5 Reasons You Will Love This Home: 1) Enjoy the peace and privacy of a premium location situated at the end of a quiet street in the quaint village of Coldwater 2) This brand-new build features superior craftsmanship, including 9′ main level ceilings, smooth painted ceilings throughout, and light oak hardwood flooring in the living areas and all bedrooms 3) Experience a high-end culinary environment with a custom kitchen featuring Rock Solid cabinetry, under-cabinet LED lighting, and a premium appliance package that includes a 36″ gas range 4) Purchase with absolute confidence as the home comes with full Tarion Warranty Corporation coverage 5) Enjoy immediate peace of mind with a completely finished lower level, seamlessly expanding your overall living space for a growing family or multi-generational layout. *Please note some images have been virtually staged to show the potential of the home.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 61.71 x 175.77 Feet
- Parking
- Attached garage · 6 total
- Zoning
- R1(H11)
Financial
- Property Taxes
- $538 (2025)
Location
- Neighbourhood
- Coldwater
- Cross Street
- Wyley St/Sheppard St
- Direction Faces
- South
Listing
- MLS® Number
- S13737496
- Days on Market
- 46
- Listed On
- 2026-09-02
- Possession
- Flexible
- Listed By
- FARIS TEAM REAL ESTATE BROKERAGE
Rooms
Features
Interior
- None
Property
- Cul de Sac/Dead End
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Air Conditioner, Owned Hot Water Heater/Boiler, Garage Door Opener.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$4,335 per month
- Principal and interest
- $4,335
- Property tax
- $45
- Condo fees
- $0
- Estimated monthly cost
- $4,380
Your mortgage
- Mortgage amount
- $783,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $517,240
Cash to close
- Down payment
- $195,800
- Land transfer tax
- $16,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $211,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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