Gurvinder Nokwal REALTOR®
For Sale Detached 110 days on market

$1,890,000

Est. payment $8,369/moCalculate yours

197 Balmy Beach Road, Georgian Bluffs, ON N4K 5N4

Georgian Bluffs, Georgian Bluffs, ON N4K 5N4

  • 4 Beds
  • 4 Baths
  • 2 Garage
  • 2,500 Sq Ft
Map

Listing courtesy of eXp Realty MLS® X13506190

About this home

There’s something about Georgian Bay that changes you. Maybe it’s the way the water greets you in the morning. Still. Calm. Endless. Or the way evenings naturally draw everyone outside. One more swim. One more fire. One more moment together before the stars take over the sky. This home was built for those moments. From the moment you walk in, the world feels quieter. The entire back of the home opens to the water, with wall to wall windows that blur the line between inside and out. The kitchen. The living room. The dining spaces. All connected. All designed so no matter where you are, Georgian Bay is always with you. Mornings begin with coffee at the kitchen window, watching the sun rise over the bay. Afternoons are spent in the saltwater pool, while laughter carries across the yard. Evenings bring everyone together. Dinner under the covered terrace. A soak in the hot tub. Stories shared around the fire as the sound of the water becomes the soundtrack to your life. And when the day ends, the primary suite becomes your private retreat. Wake up to the water. Fall asleep to the water. A peaceful reminder of just how special this place is. With a fully finished lower level featuring its own entrance, kitchen, bedrooms, and living space, this home offers the flexibility to evolve with you. A place for family. A place for guests. Or an opportunity to create something more. Offered fully furnished, this is more than a home. It’s a complete Georgian Bay lifestyle. Ready for its next chapter. After time on the market, one thing has become clear. This home has been waiting for the right family. Now, it’s ready.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
2,500 sqft

Interior

Bedrooms
4
Bathrooms
4
Kitchens
2
Basement
Finished with Walk-Out

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Septic

Lot & Parking

Lot Size
115.86 x 160 Feet
Parking
Attached garage · 8 total
Zoning
R5

Financial

Property Taxes
$14,099 (2025)

Location

Neighbourhood
Georgian Bluffs
Cross Street
Balmy Beach Road and Grey Road 1
Direction Faces
West

Listing

MLS® Number
X13506190
Days on Market
110
Listed On
2026-06-30
Possession
Flexible
Listed By
eXp Realty

Rooms

Room Level Dimensions
Bedroom 2 Ground 9′ 10″ × 12′ 2″
Game Room Basement 28′ 5″ × 19′ 8″
Bathroom Ground 4′ 2″ × 8′ 4″
Powder Room Ground 3′ 10″ × 8′ 0″
Living Room Ground 35′ 8″ × 15′ 7″
Dining Room Ground 15′ 10″ × 12′ 3″
Bathroom Basement 14′ 5″ × 6′ 2″
Kitchen Ground 12′ 0″ × 16′ 2″
Bathroom Ground 11′ 5″ × 8′ 0″
Bedroom 4 Basement 9′ 0″ × 18′ 0″
Utility Room Basement 10′ 8″ × 8′ 0″
Primary Bedroom Ground 15′ 11″ × 18′ 2″
Kitchen Basement 22′ 2″ × 20′ 6″
Bedroom 3 Basement 16′ 6″ × 11′ 9″

Features

Interior

  • Guest Accommodations
  • In-Law Capability
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Storage
  • Carpet Free

Pool

  • Inground
Included
Fully furnished, all appliances.

Mortgage calculator

Minimum for this price: $378,000 (20%)

Amortization, years

Estimated mortgage payment

$8,369 per month

Principal and interest
$8,369
Property tax
$1,175
Estimated monthly cost
$9,543

Your mortgage

Mortgage amount
$1,512,000
Mortgage insurance
Not needed
Interest over 25 years
$998,553

Cash to close

Down payment
$378,000
Land transfer tax
$34,275
Total, before legal fees
$412,275
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

197 Balmy Beach Road, Georgian Bluffs, ON N4K 5N4 Georgian Bluffs, Georgian Bluffs, ON N4K 5N4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,890,000 197 Balmy Beach Road, Georgian Bluffs, ON N4K 5N4
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