$479,000
↓ $20,000 from $499,000
Est. payment $2,121/moCalculate yours
48 Elm Street, Kingston, ON K7K 1M9
22 - East of Sir John A. Blvd, Kingston, ON K7K 1M9
- 4 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX RISE EXECUTIVES, BROKERAGE MLS® X13723456
About this home
48 Elm Street is cute as a button-a cosy four-bedroom, two-bathroom home in a prominent Queen’s University neighbourhood, all for under $500,000. The thoughtful layout offers two private bedrooms on the main floor and two upstairs, along with two upgraded bathrooms, updated kitchen cabinetry and vinyl flooring throughout. The exterior has also received a recent facelift with new siding, fascia and doors. Located on a quiet, safe street with parking for one-and possibly two vehicles-the home is just a five-minute walk to class and close to parks and all the excellent amenities along Princess Street. A wonderful opportunity to enjoy the full Queen’s experience in a charming, comfortable home.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 25.4 x 120 Feet
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $2,424 (2026)
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- Division St
- Direction Faces
- North
Listing
- MLS® Number
- X13723456
- Days on Market
- 51
- Listed On
- 2026-08-28
- Possession
- Flexible
- Listed By
- RE/MAX RISE EXECUTIVES, BROKERAGE
Rooms
Features
Interior
- Carpet Free
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,121 per month
- Principal and interest
- $2,121
- Property tax
- $202
- Condo fees
- $0
- Estimated monthly cost
- $2,323
Your mortgage
- Mortgage amount
- $383,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $253,073
Cash to close
- Down payment
- $95,800
- Land transfer tax
- $6,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $101,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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