$899,000
↓ $41,000 from $940,000
Est. payment $3,981/moCalculate yours
325 Balsam Chutes Road, Huntsville, ON P0B 1L0
Stephenson, Huntsville, ON P0B 1L0
- 2 + 1 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of KINGSWAY REAL ESTATE MLS® X13410686
About this home
Welcome to your family’s Muskoka escape. Nestled along a peaceful stretch of the Muskoka River, this beautifully maintained 4-season waterfront cottage offers over 2,400 sq.ft. of living space and the perfect setting for creating generations of family memories. Set amongst towering trees that provide exceptional privacy, the cottage enjoys a tranquil waterfront setting with stunning river views from the principal rooms and outdoor living areas. Large windows fill the home with natural light while bringing the beauty of Muskoka indoors. Designed with family gatherings in mind, the spacious open-concept living, dining and kitchen areas provide plenty of room for everyone to come together after a day on the water. The inviting living room features a cozy wood stove for the winter season. With 3 bedrooms, 2 bathrooms, generous storage throughout, and a finished lower-level family room, there is ample space for children, guests, and extended family. Outside, enjoy everything Muskoka waterfront living has to offer. The private dock provides excellent swimming, boating, kayaking, canoeing and paddleboarding opportunities. Deep water off the dock makes swimming and diving enjoyable for all ages, while over 8 kilometres of calm navigable river allows endless exploration by boat. Spend summer evenings around the fire, relax on the waterfront deck with your morning coffee, or simply enjoy the sounds of nature from your own private riverside retreat. Fully winterized for year-round enjoyment, this property is equally appealing as a summer cottage, a weekend getaway, or a full-time waterfront residence. Located just 10 minutes from Bracebridge and 25 minutes from Huntsville. High Speed Fibre Internet and curbside garbage pickup. Private Road Fee $678/year. A rare opportunity to own a true Muskoka family cottage where memories will be made for years to come.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit 3
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 171.12 x 180.11 Feet
- Parking
- Detached garage · 6 total
- Zoning
- NR, SR1
Financial
- Property Taxes
- $5,111 (2025)
Location
- Neighbourhood
- Stephenson
- Cross Street
- Balsam Chutes Rd & Stevenson 1
- Direction Faces
- North
Listing
- MLS® Number
- X13410686
- Days on Market
- 134
- Listed On
- 2026-06-06
- Possession
- Flexible
- Listed By
- KINGSWAY REAL ESTATE
Rooms
Features
Interior
- Water Purifier
- Water Softener
- Water Heater
- Upgraded Insulation
- Sump Pump
- Propane Tank
- Built-In Oven
- Water Treatment
Property
- Waterfront
- Wooded/Treed
- River/Stream
Pool
- None
- Included
- Fridge, Stovetop, Dishwasher, B/I Oven, Washer, Dryer, All Electrical Light Fixtures and Window Coverings. Additional items to be discussed.
- Excluded
- None
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$3,981 per month
- Principal and interest
- $3,981
- Property tax
- $426
- Condo fees
- $0
- Estimated monthly cost
- $4,406
Your mortgage
- Mortgage amount
- $719,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $474,973
Cash to close
- Down payment
- $179,800
- Land transfer tax
- $14,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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