$365,000
Est. payment $1,616/moCalculate yours
107-109 Cumberland Street, Cornwall, ON K6J 4H4
717 - Cornwall, Cornwall, ON K6J 4H4
- 6 Beds
- 4 Baths
- 1,500 Sq Ft
Listing courtesy of WHEELER SMART CHOICE REALTY BROKERAGE MLS® X13773438
About this home
Great investment opportunity! Fully rented side-by-side duplex located in a desirable, family-friendly neighborhood. Each unit offers 3 bedrooms, 1 full bathroom, plus a convenient 2-piece on the main floor (4-piece and 2-piece in Unit 109; 3-piece and 2-piece in Unit 107). Tenants enjoy private entrances, separate backyards, and a large front balcony that spans the entire width of the building. Both units are equipped with forced air gas furnaces and central air (installed approx. 2022) for year-round comfort. Tenants pay their own utilities, with separate 100-amp electrical breaker panels and individual natural gas meters servicing each unit. Ample parking is available for tenants and guests. Ideally located within walking distance to the waterfront, bicycle paths, and a local convenience store, and just minutes from shopping and the international bridge. Turnkey property with steady income for investment. New front Deck (2026). Gross Annual Income and Expenses rounded to nearest dollar for 2025: $39000 Income, $2541 Property tax, $1746 water and Sewer tax, $1110 Rental Equipment, $1600 Owners Insurance. Seller instructions: 48 Hour Irrevocable required on all offers from time of submission.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 6
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Full, Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Aluminum Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle, Flat
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 70 x 71 Feet
- Parking
- None garage · 5 total
- Zoning
- RES40
Financial
- Property Taxes
- $2,541 (2025)
Location
- Neighbourhood
- 717 - Cornwall
- Cross Street
- Second Street West
- Direction Faces
- East
Listing
- MLS® Number
- X13773438
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- Flexible
- Listed By
- WHEELER SMART CHOICE REALTY BROKERAGE
Features
Interior
- Separate Hydro Meter
- Separate Heating Controls
Pool
- None
- Included
- None
- Excluded
- Tenants Belongings.
- Rental items
- 2 x Gas Hot water tanks @ 138.82 every 3 months & 138.79 every 3 months (for 2026)
Mortgage calculator
Estimated mortgage payment
$1,616 per month
- Principal and interest
- $1,616
- Property tax
- $212
- Condo fees
- $0
- Estimated monthly cost
- $1,828
Your mortgage
- Mortgage amount
- $292,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $192,842
Cash to close
- Down payment
- $73,000
- Land transfer tax
- $3,950
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $76,950
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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