Gurvinder Nokwal REALTOR®
For Sale Detached 36 days on market

$789,900

Est. payment $3,498/moCalculate yours

2728 Lone Birch Trail, Ramara, ON L0K 1B0

Brechin, Ramara, ON L0K 1B0

  • 3 Beds
  • 1 Baths
  • 700 Sq Ft

Listing courtesy of CENTURY 21 HERITAGE GROUP LTD. MLS® S13776108

About this home

Leave the busy life behind and discover the simple pleasure of cottage life on beautiful Lake Simcoe. This well-maintained, completely furnished waterfront bungalow is the perfect place to relax & unwind with family and friends. Open-concept layout featuring a spacious entrance with plenty of room for storage and a convenient dryer. The cottage offers three generous bedrooms and a 3-piece bathroom, making it comfortable for weekend getaways or extended stays. The inviting living room is highlighted by a wood-burning fireplace and beautiful views of the lake, creating the perfect setting for cozy evenings. A good-sized kitchen features a breakfast area. Step through to the impressive 322 sq. ft. lakeside deck, where you can enjoy breathtaking views of Lake Simcoe, morning coffees and sunsets. A second 233 sq. ft. front deck provides even more outdoor space to enjoy throughout the day. Storage is plentiful, with a shed, crawl space and additional storage tucked beneath the decks - ideal for keeping cottage essentials, water toys and outdoor equipment organized. Amenities close by, Restaurants, Local Marina & Grocery Stores. This Lake Simcoe cottage offers the opportunity to slow down and enjoy what cottage life is all about. Wake up to beautiful views, spend your days by the water and enjoy the lake!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Aluminum Siding
Foundation
Poured Concrete
Roof
Shingles
Water
Municipal
Sewer
Holding Tank

Lot & Parking

Lot Size
49.99 x 87.37 Feet
Parking
None garage · 2 total

Financial

Property Taxes
$3,784 (2026)

Location

Neighbourhood
Brechin
Cross Street
Hwy 12 to Hwy 48, Turn Left on Lone BirchTrail.
Direction Faces
West

Listing

MLS® Number
S13776108
Days on Market
36
Listed On
2026-09-12
Possession
Immediate - 30 days!
Listed By
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Room Level Dimensions
Foyer Main 8′ 8″ × 8′ 8″
Living Room Main 25′ 0″ × 25′ 0″
Bedroom 3 Main 8′ 8″ × 7′ 9″
Bedroom 2 Main 7′ 5″ × 7′ 8″
Kitchen Main 25′ 0″ × 25′ 0″
Primary Bedroom Main 8′ 10″ × 10′ 6″

Features

Interior

  • Primary Bedroom - Main Floor

Property

  • Clear View
  • Lake Access
  • Level
  • Marina
  • Park
  • School

Pool

  • None
Included
All Elf's, Stove, Fridge, Dryer, Microwave, Window Coverings, A/C (all, as is), Furnace (June 2026), Front Table & Chairs, Sail Boat, Paddle Boat & Wind Surfer. Propane BBQ, All Furniture In Cottage.
Excluded
2 Area Rugs (Main & Pr BR), Security Camera, Thermostat, Modem & Router, Side Table & Chairs

Mortgage calculator

Minimum for this price: $53,990 (6.84%)

Amortization, years

Estimated mortgage payment

$3,498 per month

Principal and interest
$3,498
Property tax
$315
Estimated monthly cost
$3,813

Your mortgage

Mortgage amount
$631,920
Mortgage insurance
Not needed
Interest over 25 years
$417,332

Cash to close

Down payment
$157,980
Land transfer tax
$12,273
Total, before legal fees
$170,253
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

2728 Lone Birch Trail, Ramara, ON L0K 1B0 Brechin, Ramara, ON L0K 1B0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$789,900 2728 Lone Birch Trail, Ramara, ON L0K 1B0
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