$789,900
Est. payment $3,498/moCalculate yours
2728 Lone Birch Trail, Ramara, ON L0K 1B0
Brechin, Ramara, ON L0K 1B0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD. MLS® S13776108
About this home
Leave the busy life behind and discover the simple pleasure of cottage life on beautiful Lake Simcoe. This well-maintained, completely furnished waterfront bungalow is the perfect place to relax & unwind with family and friends. Open-concept layout featuring a spacious entrance with plenty of room for storage and a convenient dryer. The cottage offers three generous bedrooms and a 3-piece bathroom, making it comfortable for weekend getaways or extended stays. The inviting living room is highlighted by a wood-burning fireplace and beautiful views of the lake, creating the perfect setting for cozy evenings. A good-sized kitchen features a breakfast area. Step through to the impressive 322 sq. ft. lakeside deck, where you can enjoy breathtaking views of Lake Simcoe, morning coffees and sunsets. A second 233 sq. ft. front deck provides even more outdoor space to enjoy throughout the day. Storage is plentiful, with a shed, crawl space and additional storage tucked beneath the decks - ideal for keeping cottage essentials, water toys and outdoor equipment organized. Amenities close by, Restaurants, Local Marina & Grocery Stores. This Lake Simcoe cottage offers the opportunity to slow down and enjoy what cottage life is all about. Wake up to beautiful views, spend your days by the water and enjoy the lake!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 49.99 x 87.37 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $3,784 (2026)
Location
- Neighbourhood
- Brechin
- Cross Street
- Hwy 12 to Hwy 48, Turn Left on Lone BirchTrail.
- Direction Faces
- West
Listing
- MLS® Number
- S13776108
- Days on Market
- 36
- Listed On
- 2026-09-12
- Possession
- Immediate - 30 days!
- Listed By
- CENTURY 21 HERITAGE GROUP LTD.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Clear View
- Lake Access
- Level
- Marina
- Park
- School
Pool
- None
- Included
- All Elf's, Stove, Fridge, Dryer, Microwave, Window Coverings, A/C (all, as is), Furnace (June 2026), Front Table & Chairs, Sail Boat, Paddle Boat & Wind Surfer. Propane BBQ, All Furniture In Cottage.
- Excluded
- 2 Area Rugs (Main & Pr BR), Security Camera, Thermostat, Modem & Router, Side Table & Chairs
Mortgage calculator
Estimated mortgage payment
$3,498 per month
- Principal and interest
- $3,498
- Property tax
- $315
- Condo fees
- $0
- Estimated monthly cost
- $3,813
Your mortgage
- Mortgage amount
- $631,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $417,332
Cash to close
- Down payment
- $157,980
- Land transfer tax
- $12,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $170,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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