$989,800
Est. payment $4,383/moCalculate yours
190 Margaret Street, West Lincoln, ON L0R 2A0
057 - Smithville, West Lincoln, ON L0R 2A0
- 3 + 2 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of CENTURY 21 TEAM REALTY LTD. MLS® X13722288
About this home
This rarely offered corner lot with a spectacular wrap-around entertainer’s yard is nestled within a highly sought-after, family-friendly enclave. This stunning one-of-a-kind ranch-style side-split has been fully renovated top to bottom with exceptional quality finishes and thoughtful design throughout. Generous living spaces are enhanced by high-end custom cabinetry, custom wall mouldings, and stylish details for the discerning buyer.The fully remodelled kitchen spares no detail, featuring solid wood cabinetry, a vaulted shiplap ceiling, quartz backsplash/countertops, a large servery with built-in wine-rack and bar fridge, custom-built coffee nook, upgraded stainless appliances and integrated dishwasher.The showstopper backyard is an entertainer’s dream, centred around an oversized 18’x 32′ pool and surrounded by beautifully landscaped grounds, interlocked patio, separate pergola retreat and generous storage with 3 sheds. Exterior upgrades include a new fence, custom wood pool deck and paved driveway(2024), new garage door(2025), and integrated year-round string lights, creating the perfect ambiance for entertaining on summer evenings.The primary bedroom offers a convenient semi-ensuite with built-in storage and laundry. The second bedroom features wall-to-wall closets for exceptional storage, while the versatile third bedroom includes a fold-up Murphy bed with built-in cabinetry on either side.Ideal for guests, a home office or flexible family living.The beautifully finished lower level offers a versatile in-law suite with its own private gate, separate back entrance and dedicated yard space. An ideal setup for multi-family living while maintaining privacy and independence. The suite features two bright bedrooms, an open-concept office, large custom kitchen, separate laundry area and 3pc bath.A truly exceptional opportunity offering turnkey living, incredible indoor/outdoor spaces, extensive upgrades, and a rare combination of style and functionality!
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Separate Entrance, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Block
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 126.64 x 93 Feet
- Parking
- Built-In garage · 6 total
Financial
- Property Taxes
- $4,878 (2025)
Location
- Neighbourhood
- 057 - Smithville
- Cross Street
- West Street & Wade Road
- Direction Faces
- South
Listing
- MLS® Number
- X13722288
- Days on Market
- 51
- Listed On
- 2026-08-28
- Possession
- Flexible
- Listed By
- CENTURY 21 TEAM REALTY LTD.
Rooms
Features
Interior
- In-Law Suite
- Carpet Free
- Auto Garage Door Remote
- Central Vacuum
- Bar Fridge
Pool
- Inground
- Included
- Murphy Bed, All appliances on both main floor and in basement unit, window coverings, bedroom 3 bank of wardrobes, ceiling fan all custom units/built-in cabinetry.
- Rental items
- Hot Water Tank/Furnace
Mortgage calculator
Estimated mortgage payment
$4,383 per month
- Principal and interest
- $4,383
- Property tax
- $407
- Condo fees
- $0
- Estimated monthly cost
- $4,789
Your mortgage
- Mortgage amount
- $791,840
- Mortgage insurance
- Not needed
- Interest over 25 years
- $522,946
Cash to close
- Down payment
- $197,960
- Land transfer tax
- $16,271
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $214,231
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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