$1,099,900
Est. payment $4,870/moCalculate yours
286 Holden Road, Magnetawan, ON P0A 1C0
Magnetawan, Magnetawan, ON P0A 1C0
- 2 + 1 Beds
- 3 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of Coldwell Banker Thompson Real Estate MLS® X13698410
About this home
Tucked away at the end of a quiet dead-end road, this charming bungalow exudes privacy. Surrounded by mature maple trees, creating a natural canopy to escape within. With coveted southern exposure on Lake Cecebe & 171 ft of waterfront, the property showcases open water views toward Clifton Island, a 40 ft dock ready for boats, a separate swimming dock & a sandy shoreline with shallow, gradual entry that’s perfect for kids. A stunning fieldstone wall anchors the waterfront & firepit area, while a flagstone pathway adds a timeless touch to the landscape. Inside, the main floor offers a welcoming country kitchen complete with built-in oven, separate cooktop & island for gathering, seamlessly connected to a spacious living room lined with windows that frame the lake. A wood-burning fireplace insert adds warmth & character, while garden doors open to a large deck & screened Muskoka room, ideal spaces for morning coffee or long summer nights overlooking the water. Beneath the deck, a large enclosed storage area keeps seasonal items neatly tucked away. The primary bedroom, on the lake side of the home, has its own 3-pc ensuite & small walk-in closet. A guest bedroom, full bath with soaker tub & convenient main floor laundry room with sink complete this level. The lower level extends the living space with a bright walkout rec room, 3rd bedroom, 3-pc bathroom & a large storage/utility room to keep everything organized. For hosting family & friends, the charming 3-season, 2-bedroom guest cabin offers its own kitchen & 2-pc bath, providing comfort & independence for visitors, with easy access to the home’s lower level 3-piece bath nearby. A detached oversized double car garage offers excellent space for vehicles, toys or workshop potential. Durable metal roofs on all three buildings (& the screened Muskoka room) & Starlink internet ensure practicality meets cottage charm. Whether enjoyed as a year-round home or a cherished cottage, this is where memories begin on Lake Cecebe.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 171.69 x 312 Feet
- Parking
- Detached garage · 6 total
- Zoning
- RS
Financial
- Property Taxes
- $5,151 (2025)
Location
- Neighbourhood
- Magnetawan
- Cross Street
- Highway 520 & Holden Rd
- Direction Faces
- North
Listing
- MLS® Number
- X13698410
- Days on Market
- 59
- Listed On
- 2026-08-20
- Possession
- Flexible
- Listed By
- Coldwell Banker Thompson Real Estate
Rooms
Features
Interior
- Built-In Oven
- Central Vacuum
- Primary Bedroom - Main Floor
- Propane Tank
- Water Heater Owned
Property
- Cul de Sac/Dead End
- Waterfront
- Lake/Pond
- Lake Access
Pool
- None
- Included
- Fridge, Stove, Microwave, Dishwasher, Cooktop, Range Hood, Window Seat in Dining Room, Washer, Dryer, Fridge in Rec Room, All Window Coverings (except sheers in upstairs guest bedroom), 2 Owned Hot Water Tanks (One Large in the House and One Small in the Cabin), Central Vacuum ("as is"), Fridge in Cabin, Stove in Cabin, All Furnishings within the Cabin (except the desk), All Bathroom Mirrors, Garage Door Opener & Remote(s) ("as-is"), Starlink Hardware, Any Remaining Firewood, All Light Fixtures (Except those listed in Exclusions), Two Docks, Picnic Table
- Excluded
- Freezer in Basement, Camera(s), Dining Room Light Fixture, Stained Glass Light in Muskoka Room, Cherry Tea Light Holders Affixed to Fireplace in Living Room, Coffee Grinder in Kitchen, Desk in Cabin, All Personal Items, All Staging Materials, Bear Bin, Assorted Watercrafts are Negotiable,
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$4,870 per month
- Principal and interest
- $4,870
- Property tax
- $429
- Condo fees
- $0
- Estimated monthly cost
- $5,299
Your mortgage
- Mortgage amount
- $879,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $581,116
Cash to close
- Down payment
- $219,980
- Land transfer tax
- $18,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $238,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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