$529,900
↓ $13,900 from $543,800
Est. payment $2,346/moCalculate yours
37 LAKE MARGARET Trail, St. Thomas, ON N5R 6K7
St. Thomas, St. Thomas, ON N5R 6K7
- 2 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of THE REALTY FIRM INC. MLS® X13754318
About this home
Welcome to this bright and spacious 2 bedroom + 2 den, 2-bathroom bungalow with an attached garage, located in the highly sought-after Lake Margaret Estates, just steps from scenic walking trails, Lake Margaret, Pinafore Park, schools, shopping, and everyday amenities. This move-in-ready home offers the perfect blend of comfort, functionality, and location.The inviting main floor features a sun-filled living room with soaring cathedral ceilings. The spacious kitchen is complete with refinished white cabinetry, ceramic flooring, a movable centre island, and an adjoining dining area with patio doors leading to a covered deck overlooking the fully fenced backyard-perfect for entertaining or enjoying your morning coffee.The generous primary bedroom offers double closets and cheater ensuite access, while a second bedroom completes the main level.The fully finished lower level significantly expands the living space with a large family room featuring laminate flooring and pot lighting, an additional 2 bedrooms, a 3-piece bathroom, laundry area, and ample storage.Whether you’re looking to downsize without sacrificing space or searching for a family-friendly home in one of St. Thomas’ most desirable neighbourhoods, this exceptional property is ready to welcome you home. Singles 2018. Furnace 2023, AC (heat pump) 2023, water heater 2024.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 12
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 39.7 x 109 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $4,321 (2026)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- off Southdale Road
- Direction Faces
- East
Listing
- MLS® Number
- X13754318
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- SOONER PREFERRED
- Listed By
- THE REALTY FIRM INC.
Features
Interior
- Primary Bedroom - Main Floor
Property
- Fenced Yard
- Hospital
- Lake/Pond
- Park
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,346 per month
- Principal and interest
- $2,346
- Property tax
- $360
- Condo fees
- $0
- Estimated monthly cost
- $2,706
Your mortgage
- Mortgage amount
- $423,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,965
Cash to close
- Down payment
- $105,980
- Land transfer tax
- $7,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $113,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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