Gurvinder Nokwal REALTOR®
For Sale Detached 40 days on market

$529,900 ↓ $13,900 from $543,800

Est. payment $2,346/moCalculate yours

37 LAKE MARGARET Trail, St. Thomas, ON N5R 6K7

St. Thomas, St. Thomas, ON N5R 6K7

  • 2 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of THE REALTY FIRM INC. MLS® X13754318

About this home

Welcome to this bright and spacious 2 bedroom + 2 den, 2-bathroom bungalow with an attached garage, located in the highly sought-after Lake Margaret Estates, just steps from scenic walking trails, Lake Margaret, Pinafore Park, schools, shopping, and everyday amenities. This move-in-ready home offers the perfect blend of comfort, functionality, and location.The inviting main floor features a sun-filled living room with soaring cathedral ceilings. The spacious kitchen is complete with refinished white cabinetry, ceramic flooring, a movable centre island, and an adjoining dining area with patio doors leading to a covered deck overlooking the fully fenced backyard-perfect for entertaining or enjoying your morning coffee.The generous primary bedroom offers double closets and cheater ensuite access, while a second bedroom completes the main level.The fully finished lower level significantly expands the living space with a large family room featuring laminate flooring and pot lighting, an additional 2 bedrooms, a 3-piece bathroom, laundry area, and ample storage.Whether you’re looking to downsize without sacrificing space or searching for a family-friendly home in one of St. Thomas’ most desirable neighbourhoods, this exceptional property is ready to welcome you home. Singles 2018. Furnace 2023, AC (heat pump) 2023, water heater 2024.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
16-30
Size
1,100 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Total Rooms
12
Basement
Finished, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
39.7 x 109 Feet
Parking
Attached garage · 3 total

Financial

Property Taxes
$4,321 (2026)

Location

Neighbourhood
St. Thomas
Cross Street
off Southdale Road
Direction Faces
East

Listing

MLS® Number
X13754318
Days on Market
40
Listed On
2026-09-08
Possession
SOONER PREFERRED
Listed By
THE REALTY FIRM INC.

Features

Interior

  • Primary Bedroom - Main Floor

Property

  • Fenced Yard
  • Hospital
  • Lake/Pond
  • Park

Pool

  • None

Mortgage calculator

Minimum for this price: $27,990 (5.28%)

Amortization, years

Estimated mortgage payment

$2,346 per month

Principal and interest
$2,346
Property tax
$360
Estimated monthly cost
$2,706

Your mortgage

Mortgage amount
$423,920
Mortgage insurance
Not needed
Interest over 25 years
$279,965

Cash to close

Down payment
$105,980
Land transfer tax
$7,073
Total, before legal fees
$113,053
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

37 LAKE MARGARET Trail, St. Thomas, ON N5R 6K7 St. Thomas, St. Thomas, ON N5R 6K7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$529,900 37 LAKE MARGARET Trail, St. Thomas, ON N5R 6K7
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