Gurvinder Nokwal REALTOR®
For Sale Rural Residential 44 days on market

$748,000 ↓ $41,000 from $789,000

Est. payment $3,312/moCalculate yours

1214 Hubbard & Montgomery Lane, Highlands East, ON K0M 1S0

Glamorgan, Highlands East, ON K0M 1S0

  • 3 Beds
  • 2 Baths
  • 700 Sq Ft

Listing courtesy of Royal LePage Lakes of Haliburton MLS® X13747426

About this home

Welcome to Minnicock Lake and this lovely 4-season home or cottage offering 177 feet of natural shoreline and 0.74 acres. Exceptional privacy. This is a very quiet low-cottage density lake with only 67 lots in addition to two plots of Crown Land fronting the lake, along with two islands. There is a very active cottage association. Extensive renovations in the last 10 years include; all new appliances, new bathrooms, a metal roof, propane stoves, UV system, heated lake water line, and a new septic system in 2018. New propane F/A furnace 2025. Featuring 3 bedrooms and 1300 square feet of living space over 2 floors this turn-key property comes fully furnished and ready to enjoy. The low-motor restrictions and natural shorelines make it an ideal habitat for nesting loons, smallmouth and largemouth bass, and various wildlife like moose, deer, and otters. Popular for non-motorized activities such as kayaking, canoeing, paddleboarding, and swimming. To preserve peace and water quality, gas-powered watercraft motors are strictly limited to a maximum of 6 horsepower. With a maximum depth of about 62 feet Minnicock is a natural headwater lake that sits at the very top of the Gooderham Creek and Irondale River watersheds and it is naturally fed by fresh water springs, beaver ponds, and surrounding wetlands, rather than a regulated water flow from an upstream or downstream dam. Located 15 minutes east of Haliburton and 2.5 hours north of the GTA this property is easily accessible all year round. Pre-list inspections of the cottage and septic are available. Listings on this lake are rare to find. Book a showing today. If traditional bank solutions have not met your needs, I can introduce you to a skilled Level 2 Mortgage Agent with access to a broad range of competitive financing options. Be sure to click on the video.

Property details

Overview

Property Type
Rural Residential
Style
Bungalow-Raised
For
For Sale
Status
Price Change
Approximate Age
31-50
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Finished with Walk-Out

Building & Systems

Heating
Forced Air (Propane)
Cooling
None
Exterior
Wood
Foundation
Concrete, Block
Roof
Metal
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
177 x 229 Feet
Parking
None garage · 6 total
Zoning
SR

Financial

Property Taxes
$2,896 (2026)

Location

Neighbourhood
Glamorgan
Cross Street
MINNICOCK
Direction Faces
North

Listing

MLS® Number
X13747426
Days on Market
44
Listed On
2026-09-04
Possession
FLEXIBLE
Listed By
Royal LePage Lakes of Haliburton

Rooms

Room Level Dimensions
Bedroom Main 10′ 1″ × 11′ 9″
Kitchen Main 12′ 7″ × 13′ 7″
Bathroom Basement 5′ 0″ × 9′ 0″
Utility Room Basement 9′ 7″ × 10′ 3″
Bathroom Main 8′ 0″ × 7′ 0″
Family Room Basement 31′ 4″ × 12′ 2″
Bedroom 2 Main 10′ 1″ × 8′ 6″
Living Room Main 20′ 10″ × 12′ 4″
Bedroom 3 Basement 9′ 7″ × 10′ 9″

Features

Interior

  • Primary Bedroom - Main Floor
  • Sewage Pump
  • Water Heater Owned

Property

  • Hospital
  • Skiing
  • Waterfront

Pool

  • None
Included
All contents as viewed inside and out in as-is, where-is condition.
Excluded
Some tools
Rental items
Propane tanks x 2, Starlink $170/month

Mortgage calculator

Minimum for this price: $49,800 (6.66%)

Amortization, years

Estimated mortgage payment

$3,312 per month

Principal and interest
$3,312
Property tax
$241
Estimated monthly cost
$3,553

Your mortgage

Mortgage amount
$598,400
Mortgage insurance
Not needed
Interest over 25 years
$395,195

Cash to close

Down payment
$149,600
Land transfer tax
$11,435
Total, before legal fees
$161,035
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1214 Hubbard & Montgomery Lane, Highlands East, ON K0M 1S0 Glamorgan, Highlands East, ON K0M 1S0
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$748,000 1214 Hubbard & Montgomery Lane, Highlands East, ON K0M 1S0
Request a showing