$1,050,000
Est. payment $4,649/moCalculate yours
595 Foley Road, Otonabee-South Monaghan, ON K0L 2G0
Otonabee-South Monaghan, Otonabee-South Monaghan, ON K0L 2G0
- 2 + 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Royal Service Real Estate Inc. MLS® X13778438
About this home
Set on the sought-after shores of Rice Lake, this well-maintained four-season home or cottage offers an exceptional waterfront lifestyle just 15 minutes from Peterborough. Tucked away on a quiet dead-end street, it’s the perfect setting for both relaxation and year-round living. Built in 2011, the home is designed to showcase its stunning surroundings, with soaring cathedral ceilings and expansive windows that frame gorgeous, unobstructed lake views. The bright, open-concept living space walks out to a spacious deck-ideal for entertaining or simply soaking in the scenery. With 4 bedrooms plus a versatile den that easily converts to a 5th bedroom, there’s plenty of room for family and guests. A recent pre-inspection confirms the home’s major systems are in great shape, offering added confidence for buyers. Offered turnkey with most furnishings and water toys included, this property is ready to enjoy from day one. With just a few cosmetic updates, you can easily tailor the space to your personal style while adding value. A rare opportunity to own a move-in ready waterfront retreat in a peaceful, sought-after location.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2 + 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Finished with Walk-Out, Full, Separate Entrance, Walk-Up
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 61 x 128 Feet
- Parking
- Attached garage · 5 total
Financial
- Property Taxes
- $4,213 (2025)
Location
- Neighbourhood
- Otonabee-South Monaghan
- Cross Street
- Hwy #2 and Lakeside Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13778438
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- Flexible
- Listed By
- Royal Service Real Estate Inc.
Rooms
Features
Interior
- ERV/HRV
- In-Law Capability
- Primary Bedroom - Main Floor
- Propane Tank
- Water Heater Owned
- Water Treatment
Property
- Cul de Sac/Dead End
- Lake/Pond
- Waterfront
- Clear View
Pool
- None
- Included
- All furnishings, ELF's, Appliances, UV treatment system, riding lawn mower, patio furniture, some water toys
- Excluded
- ATV and pontoon boat, some personal decor items
Mortgage calculator
Estimated mortgage payment
$4,649 per month
- Principal and interest
- $4,649
- Property tax
- $351
- Condo fees
- $0
- Estimated monthly cost
- $5,000
Your mortgage
- Mortgage amount
- $840,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $554,752
Cash to close
- Down payment
- $210,000
- Land transfer tax
- $17,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $227,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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