Gurvinder Nokwal REALTOR®
For Sale Detached 34 days on market

$249,900

Est. payment $1,107/moCalculate yours

45 Locust Street, St. Thomas, ON N5R 2C2

St. Thomas, St. Thomas, ON N5R 2C2

  • 5 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of RE/MAX CENTRE CITY REALTY INC. MLS® X13779048

About this home

Welcome to 45 Locust Street, a spacious two-storey home situated in a quiet and established St. Thomas neighbourhood. Offering five bedrooms, two bathrooms, and plenty of potential, this property presents an exciting opportunity for investors, renovators, flippers, or buyers looking to bring their vision to life. The home is currently vacant and is being sold as-is, where-is, allowing the next owner to take on a project with the freedom to renovate, update, and reimagine the space to suit their goals. With its generous layout and excellent bedroom count, the property offers a strong starting point for those looking to create a comfortable family home, explore rental potential, or add value through improvements. Zoned R3, the property may also offer future development or expansion possibilities, subject to the buyer’s due diligence and municipal approvals. Located in a peaceful neighbourhood with convenient access to local amenities, schools, shopping, and other services, 45 Locust Street is a property full of possibilities. If you’re searching for a renovation project with space, potential, and room to make it your own, this could be the opportunity you’ve been waiting for.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
5
Bathrooms
2
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
34.39 x 123.19 Feet
Parking
None garage · 4 total
Zoning
R3

Financial

Property Taxes
$2,686 (2025)

Location

Neighbourhood
St. Thomas
Cross Street
ROSS STREET
Direction Faces
South

Listing

MLS® Number
X13779048
Days on Market
34
Listed On
2026-09-14
Possession
IMMEIDATE
Listed By
RE/MAX CENTRE CITY REALTY INC.

Rooms

Room Level Dimensions
Kitchen Main 9′ 7″ × 13′ 1″
Den Second 10′ 11″ × 14′ 1″
Bathroom Main 5′ 0″ × 10′ 1″
Living Room Main 15′ 2″ × 17′ 4″
Bedroom 5 Second 10′ 5″ × 15′ 5″
Bedroom 2 Second 8′ 0″ × 11′ 6″
Dining Room Main 17′ 10″ × 13′ 8″
Primary Bedroom Main 9′ 10″ × 14′ 6″
Bedroom 4 Second 10′ 8″ × 7′ 2″
Bedroom 3 Second 10′ 8″ × 9′ 10″
Bathroom Second 16′ 3″ × 9′ 5″

Features

Interior

  • Primary Bedroom - Main Floor
  • Storage

Property

  • Golf
  • Hospital
  • Park
  • School
  • School Bus Route
  • Public Transit

Pool

  • None

Mortgage calculator

Minimum for this price: $12,495 (5%)

Amortization, years

Estimated mortgage payment

$1,107 per month

Principal and interest
$1,107
Property tax
$224
Estimated monthly cost
$1,330

Your mortgage

Mortgage amount
$199,920
Mortgage insurance
Not needed
Interest over 25 years
$132,031

Cash to close

Down payment
$49,980
Land transfer tax
$2,224
Total, before legal fees
$52,204
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

45 Locust Street, St. Thomas, ON N5R 2C2 St. Thomas, St. Thomas, ON N5R 2C2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$249,900 45 Locust Street, St. Thomas, ON N5R 2C2
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