$449,900
Est. payment $1,992/moCalculate yours
540 Mary Street E 1-3, Whitby, ON L1N 2R1
Downtown Whitby, Whitby, ON L1N 2R1
- 3 Beds
- 1 Baths
- 1,000 Sq Ft
Listing courtesy of The Nook Realty Inc. MLS® E13778814
About this home
Welcome to this bright and spacious second-level apartment, ideally located in one of Whitby’s most desirable mature neighbourhoods! Offering 3 generously sized bedrooms and 1 full bathroom, this inviting home is perfect for families, professionals, or anyone looking to enjoy the convenience of downtown living. The sun-filled living room features a large picture window that fills the space with natural light, creating a warm and welcoming atmosphere. The bright eat-in kitchen offers plenty of room for family meals and everyday living. Spacious bedrooms provide comfort and flexibility for growing families, guests, or a home office. Situated just steps from vibrant Downtown Whitby, you’ll enjoy easy access to transit, shopping, restaurants, banks, schools, parks, and all essential amenities. Experience the perfect blend of space, comfort, and an unbeatable location in this charming rental opportunity!
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 1,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Other
- Exterior
- Brick, Vinyl Siding
Lot & Parking
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $2,999 (2026)
- Condo Fee
- $566/mo
- Fee Includes
- Water Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Downtown Whitby
- Cross Street
- Mary St e & Garden St
Listing
- MLS® Number
- E13778814
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- 30-60
- Listed By
- The Nook Realty Inc.
Rooms
Features
Interior
- Other
- Included
- All existing appliances, all electric light fixtures, all window coverings.
- Excluded
- All staging items and drapes.
- Rental items
- Hot water tank.
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $250
- Condo fees
- $566
- Estimated monthly cost
- $2,808
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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