$1,599,000
Est. payment $7,080/moCalculate yours
3978 South Portage Road, Huntsville, ON P1H 2J3
Brunel, Huntsville, ON P1H 2J3
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY MLS® X13649476
About this home
LUXURIOUS LAKEFRONT RETREAT WITH 200 FT OF SHORELINE, PRIME SW EXPOSURE, BUNKIE & HEATED/INSULATED GUEST COTTAGE! Set along the shores of Lake of Bays, where water levels are thoughtfully managed by the township to help preserve shoreline integrity and enjoyment, this luxurious waterfront retreat offers 200 ft of crystal-clear shoreline, prime SW exposure, a bunkie and a heated/insulated guest cottage. Set on 0.86 acres, this property offers a flat lot, hard-packed sandy waterfront, no stairs to the shoreline, and the advantage of both walk-in entry and deeper water off the dock. Set on a year-round municipal road near Dorset, Huntsville, Gravenhurst, Bracebridge, and Baysville, enjoy miles of boating with access to restaurants, grocery stores, the LCBO, Robinson’s Hardware, ice cream, Lake of Bays Brewery, and Bigwin Island. Substantially rebuilt in 2007, the main residence features cathedral ceilings, oak hardwood floors, large windows, and a kitchen showcasing wood cabinetry, granite counters, and a large island with seating. The primary bedroom offers separate deck access and a full wall of windows overlooking the water. Landscaped grounds present perennial gardens, granite stone steps, a crushed granite driveway with ample parking, and a cleared area for games or future landscaping. Outdoor living continues with updated two-tier decks and an oversized 500 sq ft L-shaped floating dock. The heated/insulated guest cottage has a living room, 2 bedrooms, and a bathroom, plus a bunkie. Modern systems include a propane high-efficiency furnace, on-demand hot water systems, a UV & filtered lake water system, heated water lines, an over-capacity septic system, foamed-in-place insulation, a BBQ gas hookup, and updated drainage. An additional cleared lot across the road offers potential for a garage, future outbuilding, or extra parking. A distinctive Lake of Bays offering where exceptional shoreline, thoughtful design, and guest space come together in all the right ways!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Other
- Exterior
- Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 220.24 x 239.29 Feet
- Parking
- None garage · 8 total
- Zoning
- SR1-1522
Financial
- Property Taxes
- $6,358 (2025)
Location
- Neighbourhood
- Brunel
- Cross Street
- Jo Lee Point Rd/Portage Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13649476
- Days on Market
- 72
- Listed On
- 2026-08-07
- Possession
- Flexible
- Listed By
- RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Rooms
Features
Interior
- Countertop Range
- Central Vacuum
- Propane Tank
- Water Heater Owned
- Water Treatment
Property
- Golf
- Lake/Pond
- Marina
- Other
Pool
- None
- Included
- Please reach out to listing agent for a full list of inclusions/exclusions. Central Vac, Dishwasher, Dryer, Hot Water Tank Owned, Microwave, Refrigerator, Stove, Washer, Window Coverings
- Excluded
- Please reach out to listing agent for a full list of inclusions/exclusions.
- Rental items
- Propane Tank.
Mortgage calculator
Estimated mortgage payment
$7,080 per month
- Principal and interest
- $7,080
- Property tax
- $530
- Condo fees
- $0
- Estimated monthly cost
- $7,610
Your mortgage
- Mortgage amount
- $1,279,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $844,808
Cash to close
- Down payment
- $319,800
- Land transfer tax
- $28,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $348,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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