$369,900
Est. payment $1,638/moCalculate yours
85 Mill Street, Deseronto, ON K0K 1X0
Deseronto (Town), Deseronto, ON K0K 1X0
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE MLS® X13780304
About this home
Welcome to this 3-bedroom, 1.5-bathroom storey-and-a-half home, offering an excellent opportunity for first-time buyers or those looking for comfortable, affordable living. The spacious main floor provides plenty of room for everyday living, with a bonus living room that could also be used as a main-floor bedroom, home office or additional flex space. Upstairs, you’ll find three bedrooms and a convenient half bath. Step outside to enjoy your own backyard, with a fire pit providing the perfect spot to relax and unwind on summer evenings. Located within walking distance of the downtown area, you’ll have easy access to shops, parks, the public school and other amenities. Recent updates include a new gas furnace in 2025 and a newly shingled roof in 2022. A great opportunity to get into the market and make this home your own!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle, Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 38.02 x 131 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $2,673 (2026)
Location
- Neighbourhood
- Deseronto (Town)
- Cross Street
- Mill St. and Edmon St.
- Direction Faces
- West
Listing
- MLS® Number
- X13780304
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- Early December
- Listed By
- EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE
Rooms
Features
Interior
- None
Pool
- None
- Included
- FRIDGE, STOVE, WASHER, DRYER, DISHWASHER (NOT HOOKED UP), WINDOW COVERINGS, SHED, FIRE PIT
- Excluded
- NONE
- Rental items
- HOT WATER TANK
Mortgage calculator
Estimated mortgage payment
$1,638 per month
- Principal and interest
- $1,638
- Property tax
- $223
- Condo fees
- $0
- Estimated monthly cost
- $1,861
Your mortgage
- Mortgage amount
- $295,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $195,431
Cash to close
- Down payment
- $73,980
- Land transfer tax
- $4,024
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $78,004
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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