$474,000
↓ $25,900 from $499,900
Est. payment $2,099/moCalculate yours
244 West Street, Central Elgin, ON N0L 1B0
Belmont, Central Elgin, ON N0L 1B0
- 2 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13641044
About this home
Welcome home to this charming, move-in ready bungalow in the heart of the growing community of Belmont! Perfect for first-time buyers, downsizers, or anyone looking for a beautifully updated home, this 2-bedroom, 1-bath gem is packed with value and peace of mind.Enjoy numerous major upgrades, including new windows (2016), an updated bathroom (2018), a durable steel roof (2020), furnace and central air (2020), and an owned hot water tank-making this home as practical as it is inviting.Step outside to a spacious lot with plenty of room to garden, entertain, or simply relax. The property also features a single detached garage plus an additional storage shed for all your tools and outdoor equipment.The home comes complete with all major appliances, including the fridge, stove, dishwasher, washer, and dryer, making your move even easier.Location is everything! You’ll love being within walking distance of the new school, grocery store, parks, and everyday amenities, while enjoying the welcoming small-town atmosphere Belmont is known for. Minutes to Highway 401, London, and St. Thomas, this home offers the perfect blend of small-town charm and commuter convenience. With its ideal combination of updates, location, and value, this is an opportunity you won’t want to miss!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Other)
- Cooling
- Central Air
- Exterior
- Stone
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 165 Feet
- Parking
- Detached garage · 4 total
Financial
- Property Taxes
- $3,283 (2025)
Location
- Neighbourhood
- Belmont
- Cross Street
- Belmont Road
- Direction Faces
- West
Listing
- MLS® Number
- X13641044
- Days on Market
- 74
- Listed On
- 2026-08-05
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- Floor Drain
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Golf
- Library
- Park
- Place Of Worship
- Rec./Commun.Centre
- School
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer & Dryer
- Excluded
- N/A
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$2,099 per month
- Principal and interest
- $2,099
- Property tax
- $274
- Condo fees
- $0
- Estimated monthly cost
- $2,372
Your mortgage
- Mortgage amount
- $379,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $250,431
Cash to close
- Down payment
- $94,800
- Land transfer tax
- $5,955
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $100,755
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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